Flat 15, 32 Courtfield Gardens, London, SW5 0PH

UPRN:217114984Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band GEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 15, 32 Courtfield Gardens, London, SW5 0PH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,624,000

£1.30M - £1.95MLow

Estimate

£1.62M

Range

£1.30M – £1.95M

Rent Estimate (pcm)

£6,450

£6k - £7k

Monthly

£6,450

Yield

5.55%

Verdict

Derived from HomePortfolio scores

Flat 15 earns an INVESTIGATE rating with HP Score 68/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

64/ 100

Moderate

Transit & Bike

Transit 77Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics3.5/40
gross yield 5.5%; range width penalty ×0.80
- valuation_snapshotsrent estimate 6450/mo (range 5800-7100)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,274/mo, -20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
115 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,395,000

At the asking price

Monthly rent£6,450/mo

Evidenced range £5,800-£7,100

Interest rate5.4%

Loan to value75%

Cash required: £503,050
Net cash flow: -£243/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 6450/mo (range 5800-7100)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 6450/mo (range 5800-7100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,624,000

Rent Estimate (pcm)£6,450

Gross Yield5.55%

1y Growth-7.7%

3y Growth-3.6%

5y Growth+0.0%

10y Growth-0.7%

Last Sold Price£658,250 (2000-08-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-SW5 0PH

Approval Rate

-12mo

Development

P/2026/02850/DET
Submission of details of a preliminary risk assessment report, pursuant to Condition 7; a site investigation scheme, pursuant to Condition 8; a quantitative risk assessment report, pursuant to Condition 9 of prior approval application reference: P/2026/01579/PACU1 dated 13th October 2026.
Pending
P/2026/02849/DET
Submission of details of a construction management plan, pursuant to Condition 13 of prior approval application reference: P/2026/01579/PACU1 dated 13th October 2026.
Pending
26/07362/ADFULL
Detailed drawings of secure cycle storage for the enlarged building pursuant to condition 7 of planning permission dated 2nd April 2026 (RN 26/00738/FULL)
Pending

View Planning Timeline