40 Coleridge Street, Hove, BN3 5AD

UPRN:22026796Mid Terrace House2 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£634,000

£602k - £665kHigh

Estimate

£634k

Range

£602k – £665k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

14.45%

Verdict

Derived from HomePortfolio scores

40 Coleridge Street earns an INVESTIGATE rating with HP Score 82/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

93/ 100

Excellent

Transit & Bike

Transit 28Bike 72

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,400-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £1,092/mo
Cash on cash: 18.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£634,000

Rent Estimate (pcm)£2,650

Gross Yield14.45%

1y Growth+5.9%

3y Growth-1.0%

5y Growth+1.4%

10y Growth+2.7%

Last Sold Price£230,000 (2004-09-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BN3 5AD

Approval Rate

-12mo

Development

low

BH2026/00351
T1 Horsechestnut- Reduce back to previous points (approx 2-2.5m of re-growth) T2 Silver birch- Crown reduce by approx 1m all around and shape. Reason- to allow more light through to neighbouring ours at rear
Pending
BH2026/00339
Roof alterations to include the installation of front rooflights and rear dormer.
Pending
BH2026/00310
To install telecommunications apparatus.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-09-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,506

Population Density15,740 /km²

Owner Occupied56%

Age Distribution

0-15 19%16-64 71%65+ 10%

View Area Profile

Schools Nearby

The Lioncare School
0.3 mi
Good
Hove Park School and Sixth Form Centre
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Christopher's School
0.4 mi
Inspected by ISI
St Andrew's CofE (Aided) Primary School
0.4 mi
-

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

60 Coleridge Street
-
£635k
-
44 Coleridge Street
-
£723k
-
42 Coleridge Street
-
£695k
-
28 Coleridge Street
-
£670k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN