39 Chester Terrace, Brighton, BN1 6GB

UPRN:22073131Mid Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 8mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£827,000

£785k - £868kHigh

Estimate

£827k

Range

£785k – £868k

Rent Estimate (pcm)

£4,150

£4k - £4k

Monthly

£4,150

Yield

7.32%

Verdict

Derived from HomePortfolio scores

39 Chester Terrace earns an INVESTIGATE rating with HP Score 85/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

89/ 100

Excellent

Transit & Bike

Transit 38Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£680,000

At the asking price

Monthly rent£4,150/mo

Evidenced range £3,800-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £229,300
Net cash flow: £578/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£827,000

Rent Estimate (pcm)£4,150

Gross Yield7.32%

1y Growth+38.9%

3y Growth-0.4%

5y Growth+0.7%

10y Growth+2.8%

Last Sold Price£880,000 (2023-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BN1 6GB

Approval Rate

-12mo

Development

low

BH2026/00375
To install telecommunications apparatus.
Pending
BH2026/00376
To install telecommunications apparatus.
Pending
BH2026/00368
Prior approval for change of use at ground floor from commercial, business and service (E) to form 1no one bedroom flat (C3).
Pending

View Planning Timeline

Ownership

Corporate Ownership52.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-01-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,506

Population Density9,587 /km²

Owner Occupied83%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Downs Junior School
0.3 mi
Good
Downs Infant School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Balfour Primary School
0.4 mi
Good
Dorothy Stringer School
0.5 mi
Good

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

45 Chester Terrace
-
£250k
-
67 Chester Terrace
-
£825k
-
30 Chester Terrace
-
£665k
-
35 Chester Terrace
-
£835k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN