40 Medmerry Hill, Brighton, BN2 4TQ

UPRN:22099694End Terrace House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 8mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£445,000

£422k - £467kHigh

Estimate

£445k

Range

£422k – £467k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

6.40%

Verdict

Derived from HomePortfolio scores

40 Medmerry Hill earns an INVESTIGATE rating with HP Score 71/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 29Bike 53

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -1.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 22099694· as of 12 Oct 2026
Rental economics26.6/40
gross yield 8.3% on contractual rent (listing-disclosed tenancy); contractual 3900/mo far above the 2400/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 3900/mo (tenanted)· as of 2 Nov 2026· verify before relying on this
Stress margin8.5/30
stressed cash flow +265/mo, +8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 27 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
852 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £382,500

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,250-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £143/mo
Cash on cash: 1.2%
Score at this price: 50

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 22099694Valuation edge · as of 12 Oct 2026
listing_factscontractual rent 3900/mo (tenanted)Rental economics · as of 2 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
contractual rent 3900/mo (tenanted)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 27 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £382,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£445,000

Rent Estimate (pcm)£2,400

Gross Yield6.40%

1y Growth-

3y Growth+0.6%

5y Growth+0.8%

10y Growth+2.3%

Last Sold Price£325,000 (2016-06-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0BN2 4TQ

Approval Rate

-12mo

Development

low

SDNP/26/01697/FUL
Replacement of existing roof covering, and installation of new Redland Cambrian Slate tiles, closely matching the existing appearance. Repairs and redecoration to external timber fascias and replacement of the existing balustrade
Decided
SDNP/26/01639/ADJAUT
Adjoining Authority Consultation - Brighton and Hove City Council (BH2026/00650) - Change of use of Moulsecoomb Place Manor House and Tithe Barn to a hub use consisting of a flexible mix of uses including office and business use, educational use, social club, and supporting ancillary community and administrative functions (part retrospective).
Decided
SDNP/26/01516/ADJAUT
Adjoining Authority Consultation - Brighton and Hove City Council (BH2026/00660) - Application to vary conditions 1, 13, 16, 17, 19, 37, 41 of planning permission BH2022/03892 to formally introduce a site phasing plan and to refine the planning condition wording, where applicable, to remove reference to the lift site parcel phase where the planning condition is not of relevance to the delivery of that phase of development.
Decided

View Planning Timeline

Ownership

Corporate Ownership62.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-06-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,506

Population Density6,516 /km²

Owner Occupied38%

Age Distribution

0-15 12%16-64 77%65+ 11%

View Area Profile

Schools Nearby

Moulsecoomb Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
University of Brighton
0.5 mi
-
Bevendean Primary School and Nursery
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Coombe Road Primary School
0.6 mi
Inspected as Coombe Road Primary School (URN 114365) on 3 Feb 2023

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

48 Medmerry Hill
-
£440k
-
26 Medmerry Hill
-
£420k
-
26 Medmerry Hill
-
£270k
-
22 Medmerry Hill
-
£405k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN