The Haven, 49 The Ridgway, Brighton, BN2 6PD

UPRN:22108526Semi-Detached BungalowBeds -Built 1930-1949

Tenure: -Council Tax: Band EEPC: E (49)

Data freshness:Listing· freshPrice Paid· freshPlanning· 8mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

The Haven, 49 The Ridgway, Brighton, BN2 6PD

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£586,000

£527k - £644kMedium

Estimate

£586k

Range

£527k – £644k

Rent Estimate (pcm)

£3,450

£3k - £4k

Monthly

£3,450

Yield

11.83%

Verdict

Derived from HomePortfolio scores

The Haven earns an INVESTIGATE rating with HP Score 76/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 25Bike 38

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 31 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 40% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +40.3% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 22108526· as of 9 Oct 2026
Rental economics37.6/40
gross yield 11.8%; range width penalty ×0.94; the estimate this rent rides on sits 40% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3450/mo (range 3250-3700)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 40% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin26.9/30
stressed cash flow +929/mo, +27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 132 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity12.8/15
852 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £332,500

£297,500£402,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£3,450/mo

Evidenced range £3,250-£3,700

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £1,207/mo
Cash on cash: 12.7%
Score at this price: 77

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.92 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 22108526Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3450/mo (range 3250-3700)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 40% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3450/mo (range 3250-3700)
Rental economics needs verification before you rely on it
sale estimate 40% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £332,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£586,000

Rent Estimate (pcm)£3,450

Gross Yield11.83%

1y Growth-

3y Growth+0.6%

5y Growth+0.8%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BN2 6PD

Approval Rate

-12mo

Development

low

SDNP/26/02700/ADJAUT
Adjoining Authority Consultation - BH2026/01338 - Erection of a two storey rear extension with associated roof extension and single storey side extension. Incorporates fenestration alteration, and associated works.
Referred
SDNP/26/01687/PNTEL
Notification under the Electronic Communications Code Regulations of the intention for Removal of 3no antennas from 10.74m and associated support steelwork from existing 31m tower; Removal of 3no antennas from 10.05m and associated support steelwork from existing 31m tower; Installation of 3no antennas at 19.96m on new support steelwork on existing 31m tower; Installation of 3no antennas at 20.5m on new support steelwork on existing 31m tower; Installation of 3no antennas at 21.21m on new support steelwork on existing 31m tower; Installation and relocation of ancillary equipment
Decided
BH2026/00462
To install telecommunications apparatus.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,506

Population Density4,002 /km²

Owner Occupied84%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

Woodingdean Primary School
0.3 mi
Inspected as Woodingdean Primary School (URN 114480) on 13 Mar 2023
Downs View Special School
0.3 mi
-
Rudyard Kipling Primary School & Nursery
0.4 mi
Good
Longhill High School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39E The Ridgway
-
£315k
-
50 The Ridgway
-
£700k
-
80 The Ridgway
-
£445k
-
39C The Ridgway
-
£302k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN