10 Sepia Grove, Middleton, Manchester, M24 5DP

UPRN:23010198Semi-Detached House2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band BEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

10 Sepia Grove, Middleton, Manchester, M24 5DP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£201,000

£181k - £221kMedium

Estimate

£201k

Range

£181k – £221k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

7.43%

Verdict

Derived from HomePortfolio scores

10 Sepia Grove earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

No data

Walkability

79/ 100

High

Transit & Bike

Transit 45Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,250-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: £191/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£201,000

Rent Estimate (pcm)£1,300

Gross Yield7.43%

1y Growth+10.0%

3y Growth+3.2%

5y Growth+3.6%

10y Growth+5.9%

Last Sold Price£170,000 (2025-06-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M24 5DP

Approval Rate

-12mo

Development

low

OTH/2026/0980
Submission of details to comply with conditions 8 (Hard and Soft Landscaping Scheme) and 9 (Landscaping and Ecological Management Plan) of planning permission 23/00331/FUL
Pending
PL/2026/0655
Change of use from office accommodation (Class E) to 5 no. self-contained apartments (Class C3), the addition of a bin store and cycle storage and alterations to fenestration on the rear and side elevations
Pending
PL/2026/0906
Application for a certificate of lawfulness for the proposed use as as a children's nursery (Class E(f)
Approved

View Planning Timeline

Ownership

Corporate Ownership54.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-06-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density4,923 /km²

Owner Occupied71%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

Middleton Parish Church School
0.2 mi
Inspected as Middleton Parish Church School (URN 105821) on 29 Jan 2025
Parkfield Primary School
0.3 mi
Good
St Mary's Roman Catholic Primary School, Middleton
0.3 mi
GoodConcerns
Elizabeth House School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Sepia Grove
-
£170k
-
6 Sepia Grove
-
£110k
-
15 Sepia Grove
-
£120k
-
14 Sepia Grove
-
£124k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN