88 Middleton Road, Heywood, OL10 2HZ

UPRN:23012573Mid Terrace House3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£191,000

£172k - £210kMedium

Estimate

£191k

Range

£172k – £210k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

10.06%

Verdict

Derived from HomePortfolio scores

88 Middleton Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 54/100 reflects moderate fundamentals. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

No data

Walkability

55/ 100

Moderate

Transit & Bike

Transit 36Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£155,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £48,400
Net cash flow: £377/mo
Cash on cash: 9.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£191,000

Rent Estimate (pcm)£1,300

Gross Yield10.06%

1y Growth+36.6%

3y Growth+7.0%

5y Growth+6.0%

10y Growth+5.7%

Last Sold Price£114,950 (2005-11-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0OL10 2HZ

Approval Rate

-12mo

Development

low

PL/2026/0883
Section 73 application for amendments to planning permission 24/00768HOUS for alterations to ridge and eaves height of front and rear dormer extensions together with alterations to window openings.
Approved
PL/2026/0928
Application for a Certificate of Lawfulness for proposed re-cladding of external walls, removal of rooflights and the replacement of roof sheet profile to 2no. commercial units
Pending
PL/2026/0785
Single storey front, part two storey part single storey rear extensions and first floor side extension together with removal of doorway to side elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership49.4%
Overseas OwnershipNo
Lease Term Remaining875 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2005-11-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density2,439 /km²

Owner Occupied64%

Age Distribution

0-15 23%16-64 66%65+ 11%

View Area Profile

Schools Nearby

Hopwood Community Primary School
0.0 mi
Outstanding
Newhouse Academy
0.3 mi
Requires improvement
Harwood Park Primary School
0.6 mi
Good
St Joseph's Roman Catholic Primary School Rochdale, a Voluntary Academy
0.7 mi
Inspected as St Joseph's Roman Catholic Primary School, Rochdale (URN 105833) on 19 Feb 2020

7 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

114 Middleton Road
-
£183k
-
112 Middleton Road
-
£134k
-
98 Middleton Road
-
£150k
-
86 Middleton Road
-
£168k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN