28 Cobden Street, Heywood, OL10 1AX

UPRN:23030871Bungalow Property2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£227,000

£216k - £238kHigh

Estimate

£227k

Range

£216k – £238k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

5.33%

Verdict

Derived from HomePortfolio scores

28 Cobden Street earns an INVESTIGATE rating with HP Score 71/100. Investment score 59/100 reflects moderate fundamentals. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

70/ 100

High

Transit & Bike

Transit 34Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: -£67/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£227,000

Rent Estimate (pcm)£1,000

Gross Yield5.33%

1y Growth-

3y Growth+7.0%

5y Growth+6.0%

10y Growth+5.7%

Last Sold Price£90,000 (2007-11-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL10 1AX

Approval Rate

-12mo

Development

low

PL/2026/0893
Use of land for B8 Open Storage with containers and boundary treatment (Part-Retrospective)
Pending
PL/2026/0928
Application for a Certificate of Lawfulness for proposed re-cladding of external walls, removal of rooflights and the replacement of roof sheet profile to 2no. commercial units
Pending
PL/2026/0785
Single storey front, part two storey part single storey rear extensions and first floor side extension together with removal of doorway to side elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership49.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-11-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density7,027 /km²

Owner Occupied55%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Harwood Park Primary School
0.1 mi
Good
St Joseph's Roman Catholic Primary School Rochdale, a Voluntary Academy
0.3 mi
Inspected as St Joseph's Roman Catholic Primary School, Rochdale (URN 105833) on 19 Feb 2020
Holy Family Roman Catholic and Church of England College
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Newhouse Academy
0.5 mi
Requires improvement

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Cobden Street
-
£161k
-
11 Cobden Street
-
£148k
-
19 Cobden Street
-
£118k
-
6 Cobden Street
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN