2 Kilnerdeyne Terrace, Rochdale, OL16 1UX

UPRN:23059078Mid Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band BEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

2 Kilnerdeyne Terrace, Rochdale, OL16 1UX

HP Score

/ 100

Mixed

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£299,000

£269k - £328kMedium

Estimate

£299k

Range

£269k – £328k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

7.20%

Verdict

Derived from HomePortfolio scores

2 Kilnerdeyne Terrace earns an AVOID rating with HP Score 73/100. Investment score 57/100 reflects moderate fundamentals. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

92/ 100

Excellent

Transit & Bike

Transit 56Bike 52

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -17.1% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 23059078· as of 13 Oct 2026
Rental economics17.6/40
gross yield 7.2%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2100/mo (range 2000-2200)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -63/mo, -3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.9/15
349 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£262,500£402,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £2,000-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £273/mo
Cash on cash: 2.9%
Score at this price: 30

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 23059078Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2100/mo (range 2000-2200)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 2000-2200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£2,100

Gross Yield7.20%

1y Growth-

3y Growth+4.5%

5y Growth+5.8%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL16 1UX

Approval Rate

-12mo

Development

low

PL/2026/0867
Proposed installation of a new shopfront, including new shopfront glazing, roller shutters together with external alterations - Retrospective
Pending
NOT/2026/0909
Prior approval for a larger homes extension measuring 4.25m from the rear (with a maximum height of 2.7m)
Pending
PL/2026/0870
Installation of external extraction flue to the rear elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership50.5%
Overseas OwnershipNo
Lease Term Remaining25 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density-

Owner Occupied23%

Age Distribution

0-15 26%16-64 65%65+ 9%

View Area Profile

Schools Nearby

Broadfield Community Primary School
0.2 mi
Good
Beech House School
0.3 mi
Inspected by ISI
Rochdale Sixth Form College
0.3 mi
-
St John's Roman Catholic Primary School, a Voluntary Academy
0.3 mi
Inspected as St John's Roman Catholic Primary School, Rochdale (URN 105826) on 11 Nov 2021

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Kilnerdeyne Terrace
-
£135k
-
4 Kilnerdeyne Terrace
-
£181k
-
4 Kilnerdeyne Terrace
-
£181k
-
5 Kilnerdeyne Terrace
-
£168k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN