6 Higher Wheat Lane, Rochdale, OL16 2YF

UPRN:23076393Semi-Detached House2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£157,000

£149k - £165kHigh

Estimate

£157k

Range

£149k – £165k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

6.81%

Verdict

Derived from HomePortfolio scores

6 Higher Wheat Lane earns an INVESTIGATE rating with HP Score 65/100. Investment score 54/100 reflects moderate fundamentals. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

No data

Walkability

57/ 100

Moderate

Transit & Bike

Transit 46Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £103/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£157,000

Rent Estimate (pcm)£1,050

Gross Yield6.81%

1y Growth+5.3%

3y Growth+4.5%

5y Growth+5.8%

10y Growth+4.1%

Last Sold Price£150,000 (2025-11-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL16 2YF

Approval Rate

-12mo

Development

low

NOT/2026/0847
Prior approval for installation of solar PV roof mounted system
Pending
PL/2026/0821
Single-storey rear extension to create ancillary storage space (Retrospective)
Pending
PL/2026/0919
Single storey rear extension to form shower room and single storey rear extension to existing kitchen
Pending

View Planning Timeline

Ownership

Corporate Ownership50.5%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-11-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density-

Owner Occupied57%

Age Distribution

0-15 27%16-64 65%65+ 8%

View Area Profile

Schools Nearby

Belfield Community School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Raise Rochdale Pupil Referral Service
0.2 mi
Requires improvementConcerns
Heybrook Primary School
0.5 mi
Good
Sacred Heart Roman Catholic Primary School, a Voluntary Academy
0.6 mi
Inspected as Sacred Heart Roman Catholic Primary School Rochdale (URN 105828) on 19 Jun 2024

0 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Higher Wheat Lane
-
£136k
-
6 Higher Wheat Lane
-
£150k
-
5 Higher Wheat Lane
-
£160k
-
8 Higher Wheat Lane
-
£142k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN