4 Cooper Street, Rochdale, OL12 9QX

UPRN:23078906Terrace Property2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: E (52)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£98,000

£94k - £103kHigh

Estimate

£98k

Range

£94k – £103k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

8.21%

Verdict

Derived from HomePortfolio scores

4 Cooper Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 72/100 reflects strong fundamentals. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

72/ 100

High

Crime Score

No data

Walkability

91/ 100

Excellent

Transit & Bike

Transit 38Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £129/mo
Cash on cash: 5.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.03 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£98,000

Rent Estimate (pcm)£650

Gross Yield8.21%

1y Growth-

3y Growth+5.5%

5y Growth+4.9%

10y Growth+5.0%

Last Sold Price£92,000 (2021-05-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0OL12 9QX

Approval Rate

-12mo

Development

low

PL/2026/0875
Change of use of part of grass verge to form extension of existing driveway together with dropped kerb.
Pending
OTH/2026/0949
Non-material amendment to conditions 1 (plans) and 12 (boundary treatments) on planning permission 25/00931/VRCON
Conditions
PL/2026/0914
Replace existing uPVC windows and one external door in the property with traditional timber windows and reclaimed Victorian pine door.
Pending

View Planning Timeline

Ownership

Corporate Ownership53.3%
Overseas OwnershipNo
Lease Term Remaining858 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2021-05-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density-

Owner Occupied29%

Age Distribution

0-15 17%16-64 64%65+ 19%

View Area Profile

Schools Nearby

St Andrew's Church of England Primary School and Nursery
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wardle Academy
0.3 mi
Good
Meadows School
0.4 mi
Good
Great Howarth School
0.6 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Cooper Street
-
£92k
-
4 Cooper Street
-
£65k
-
6 Cooper Street
-
£80k
-
6 Cooper Street
-
£60k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN