3 Shore, Shore Road, Littleborough, OL15 8EZ

UPRN:23085804Bungalow Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

3 Shore, Shore Road, Littleborough, OL15 8EZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£334,000

£318k - £351kHigh

Estimate

£334k

Range

£318k – £351k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

1.41%

Verdict

Derived from HomePortfolio scores

3 Shore earns an INVESTIGATE rating with HP Score 59/100. Investment score 47/100 reflects below-average fundamentals. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

No data

Walkability

33/ 100

Mixed

Transit & Bike

Transit 16Bike 12

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 4 bedrooms but the valuation snapshot describes 2 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -154.5% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 23085804· as of 9 Nov 2026
Rental economics0/40
gross yield 1.4%; range width penalty ×0.70
- valuation_snapshotsrent estimate 1000/mo (range 900-1150)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,981/mo, -298% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 43 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.7/15
179 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£637,500£977,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: -£2,176/mo
Cash on cash: -9.0%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.35 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 23085804Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1000/mo (range 900-1150)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 900-1150)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 43 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£334,000

Rent Estimate (pcm)£1,000

Gross Yield1.41%

1y Growth-

3y Growth+1.7%

5y Growth+4.1%

10y Growth+5.2%

Last Sold Price£320,000 (2026-05-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0OL15 8EZ

Approval Rate

-12mo

Development

low

OTH/2026/0970
Submission of details to comply with conditions 4 (Sustainable Surface Water Drainage Scheme) and 5 (Habitat Management and Monitoring Plan) of planning permission PL/2026/0535
Pending
PL/2026/0878
Change of use from general industrial unit (Use Class B2) to a gymnasium (Use Class E(d))
Pending
OTH/2026/0743
Request to crown lift by 4.5 metres and crown thin up to 20% of 1 No. protected Sycamore Tree identified as T69 within TPO259
Conditions

View Planning Timeline

Ownership

Corporate Ownership55.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2026-05-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density1,333 /km²

Owner Occupied83%

Age Distribution

0-15 20%16-64 66%65+ 14%

View Area Profile

Schools Nearby

St Mary's Roman Catholic Primary School, a Voluntary Academy
0.6 mi
Inspected as St Mary's Roman Catholic Primary School, Littleborough (URN 105816) on 25 Nov 2021
St James' Church of England Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wardle Academy
0.7 mi
Good
St Andrew's Church of England Primary School and Nursery
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Shore
-
£320k
-
The Old School House Shore
-
£370k
-
The Old School House Shore
-
£310k
-
The Old School House Shore
-
£255k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN