12 Dearden Street, Littleborough, OL15 9DZ

UPRN:23090025Semi-Detached House3 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band DEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

12 Dearden Street, Littleborough, OL15 9DZ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£299,000

£284k - £314kHigh

Estimate

£299k

Range

£284k – £314k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

5.40%

Verdict

Derived from HomePortfolio scores

12 Dearden Street earns an INVESTIGATE rating with HP Score 75/100. Investment score 53/100 reflects moderate fundamentals. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

53/ 100

Moderate

Crime Score

No data

Walkability

85/ 100

Excellent

Transit & Bike

Transit 48Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£299,995

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £96,299
Net cash flow: -£78/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£1,350

Gross Yield5.40%

1y Growth-

3y Growth+1.7%

5y Growth+4.1%

10y Growth+5.2%

Last Sold Price£99,950 (2000-12-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL15 9DZ

Approval Rate

-12mo

Development

low

PL/2026/0910
Reconfiguration of existing jetwash building to form to replacement sales building including single-storey front extension and change of use of existing shop to retail bakery use (Use class E (a/b)), including new shopfronts, new car parking and installation of bollards
Pending
OTH/2026/0970
Submission of details to comply with conditions 4 (Sustainable Surface Water Drainage Scheme) and 5 (Habitat Management and Monitoring Plan) of planning permission PL/2026/0535
Pending
PL/2026/0758
Change of Use of first floor & second floor from restaurant and storage (Use Class E) into 6 bedroom House of Multiple Occupation (HMO) (Use Class C4) including insertion of two rooflights and window to front elevation (Part-Retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership55.7%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2000-12-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density1,086 /km²

Owner Occupied70%

Age Distribution

0-15 16%16-64 64%65+ 20%

View Area Profile

Schools Nearby

Holy Trinity Church of England Primary School
0.2 mi
Good
Littleborough Community Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Mary's Roman Catholic Primary School, a Voluntary Academy
0.4 mi
Inspected as St Mary's Roman Catholic Primary School, Littleborough (URN 105816) on 25 Nov 2021
Stansfield Hall Church of England / Methodist Church Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Dearden Street
-
£257k
-
11 Dearden Street
-
£297k
-
24 Dearden Street
-
£700
-
22 Dearden Street
-
£198k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN