2 Mason Street, Heywood, OL10 4QQ

UPRN:23107901Bungalow Property2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band AEPC: C (69)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£185,000

£176k - £195kHigh

Estimate

£185k

Range

£176k – £195k

Rent Estimate (pcm)

£800

£750 - £900

Monthly

£800

Yield

5.49%

Verdict

Derived from HomePortfolio scores

2 Mason Street earns an INVESTIGATE rating with HP Score 75/100. Investment score 61/100 reflects moderate fundamentals. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

No data

Walkability

90/ 100

Excellent

Transit & Bike

Transit 56Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +5.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 23107901· as of 9 Oct 2026
Rental economics3.2/40
gross yield 5.5%; range width penalty ×0.82
- valuation_snapshotsrent estimate 800/mo (range 750-900)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -280/mo, -35% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 141 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
305 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£131,000£201,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: -£37/mo
Cash on cash: -0.8%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 23107901Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 800/mo (range 750-900)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 750-900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 141 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£185,000

Rent Estimate (pcm)£800

Gross Yield5.49%

1y Growth-

3y Growth+7.0%

5y Growth+6.0%

10y Growth+5.7%

Last Sold Price£94,000 (2008-01-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0OL10 4QQ

Approval Rate

-12mo

Development

low

OTH/2026/0849
Submission of details to comply with conditions 3 (risk assessment), 4 (demolition and construction method statement), 5 (highways), 6 (surface water drainage scheme), 7 (bat survey), 9 (materials) and 10 (specification of design) of planning permission 23/00876/FUL
Pending
PL/2026/0689
Refurbishment and conversion of the existing vacant two-storey building, including the construction of two additional floors to provide four one-bedroom apartments.
Pending
PL/2026/0645
Single storey storage unit
Conditions

View Planning Timeline

Ownership

Corporate Ownership49.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-01-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density6,790 /km²

Owner Occupied35%

Age Distribution

0-15 19%16-64 65%65+ 16%

View Area Profile

Schools Nearby

Woodland Community Primary School
0.2 mi
Inspected as Bullough Moor Primary School (URN 105784) on 23 Nov 2005
St Margaret's Church of England Primary School
0.3 mi
Inspected as St Margaret's Church of England Primary School (URN 105815) on 5 Mar 2024
Heywood Academy
0.4 mi
-
St Joseph's Roman Catholic Primary School Rochdale, a Voluntary Academy
0.6 mi
Inspected as St Joseph's Roman Catholic Primary School, Rochdale (URN 105833) on 19 Feb 2020

8 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Mason Street
-
£300k
-
2 Mason Street
-
£94k
-
2 Mason Street
-
£60k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN