1 White Ash Terrace, Church Road, Bury, BL9 6TU

UPRN:23109356Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 White Ash Terrace, Church Road, Bury, BL9 6TU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£329,000

£312k - £345kHigh

Estimate

£329k

Range

£312k – £345k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

7.82%

Verdict

Derived from HomePortfolio scores

1 White Ash Terrace earns an INVESTIGATE rating with HP Score 54/100. Investment score 52/100 reflects moderate fundamentals. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

16/ 100

Low

Transit & Bike

Transit 5Bike 10

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£330,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,050-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £106,800
Net cash flow: £375/mo
Cash on cash: 4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£329,000

Rent Estimate (pcm)£2,150

Gross Yield7.82%

1y Growth-

3y Growth+7.2%

5y Growth+5.3%

10y Growth+5.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL9 6TU

Approval Rate

-12mo

Development

low

PL/2026/0969
SIngle storey front porch with pitched roof
Pending
OTH/2026/0955
Proposed felling of 1No. Silver Birch Tree and 1 No. Sycamore Tree under TPO010 and within Birtle Conservation Area.
Pending
73637
Discharge of Conditions no 6 (Intrusive Site Investigations) and 7 (Signed Statement/Declaration) attached to planning permission ref: 72500
Approved

View Planning Timeline

Ownership

Corporate Ownership50.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,535

Population Density77 /km²

Owner Occupied68%

Age Distribution

0-15 15%16-64 62%65+ 23%

View Area Profile

Schools Nearby

Fairfield Community Primary School
0.7 mi
Inspected as Fairfield Community Primary School (URN 105287) on 29 Mar 2023
Hoyle Nursery School
1.1 mi
-
Cambian Chesham House School
1.1 mi
Requires improvement
St Joseph and St Bede RC Primary School, a Voluntary Academy
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN