33 Westcliffe Street, Lincoln, LN1 3TZ

UPRN:235023018-Beds -Built 1930-1949

Tenure: -Council Tax: Band CEPC: D (55)

Data freshness:Listing· freshPrice Paid· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£486,000

£437k - £535kMedium

Estimate

£486k

Range

£437k – £535k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

6.56%

Verdict

Derived from HomePortfolio scores

33 Westcliffe Street earns an INVESTIGATE rating with HP Score 69/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 18Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,900-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £154/mo
Cash on cash: 1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£486,000

Rent Estimate (pcm)£2,050

Gross Yield6.56%

1y Growth-

3y Growth-1.7%

5y Growth-0.6%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2LN1 3TZ

Approval Rate

100%12mo

Development

low

2026/0652/TPO
T1 - Sycamore: To crown reduce by approx. 3m to previous pruning cuts from approx. 13m - 10m in height to maintain vitality T2 - Sycamore: To crown reduce by approx. 3m to previous pruning cuts from approx. 15m - 12m in height to maintain vitality T3 - Horse Chestnut: To crown reduce by approx. 3m to previous pruning cuts from approx. 15m - 12m in height to maintain vitality T5 - Beech: To reduce weight of lowest damaged limb of middle by reducing in length a suitable growth point (by a maximum of 3m) T6 - Beech: To side reduce crown of closest to the house by a maximum of 3m to achieve approx. 2m clearance from house
Pending
2026/0646/FUL
Installation of new fencing and security gates to south and west elevations.
Pending
2026/0634/NMA
Non-material amendment to planning application 2026/0330/HOU - to amend finish from red/brown brick to white render.
Conditions

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,824

Population Density725 /km²

Owner Occupied69%

Age Distribution

0-15 16%16-64 67%65+ 17%

View Area Profile

Schools Nearby

Mount Street Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lincoln Castle Academy
0.5 mi
Inspected as Lincoln Castle Academy (URN 136537) on 5 Jul 2022
The St Francis Special School, Lincoln
0.6 mi
Outstanding
Lincoln Bishop University
0.6 mi
-

1 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Westcliffe Street
-
£165k
-
42 Westcliffe Street
-
£160k
-
26 Westcliffe Street
-
£160k
-
44 Westcliffe Street
-
£138k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN