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4 Bernard Street, Lincoln, LN2 5ND

UPRN:235035103Mid Terrace House3 bedsBuilt before 1900
FreeholdCouncil Tax: Band AEPC: D (55)
Data freshness:Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T12:54:13.746163+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:15:56.212503+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-03T07:41:16.386402+00:00)
4 Bernard Street, Lincoln, LN2 5ND

HP Score

Mixed
Verdict
4 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
18 of 21 sources
Sale Estimate
£153,000
£137k - £168kMedium
Estimate
£153k
Range
£137k – £168k
Rent Estimate (pcm)
£600
£550 - £650
Monthly
£600
Yield
4.71%

Verdict

Derived from HomePortfolio scores

4 Bernard Street earns an INVESTIGATE rating with HP Score 53/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
53/ 100
Mixed
Investment Score
54/ 100
Moderate
Crime Score
100/ 100
Elevated
Walkability
62/ 100
Moderate
Transit & Bike
Transit 23Bike 59
Walk Score, out of 100

Valuation & Market

Sale Estimate£153,000
Rent Estimate (pcm)£600
Gross Yield4.71%
1y Growth+26.2%
3y Growth+3.0%
5y Growth+0.9%
10y Growth+4.1%
Last Sold Price£122,000 (2024-05-31)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonModerate
  • MiningSignificant
  • LandslideLow
  • Air QualityLow
  • NoiseModerate

Planning Activity

Recent Apps
0LN2 5ND
Approval Rate
-12mo
Development
low
  • 2026/0656/TPO
    T1 - Sycamore: Radial reduction of 7m from tips. T2 - Sycamore: Reduce in height from 15m to attain a height of 10m. Crown lift up to 5m. Reduce on roadside and pitch side by 3m each. T3 - T16 - Sycamore: Pollard at 10m.
    Pending
  • 2026/0658/CXN
    Variation of Condition 2 of planning permission 2026/0274/HOU to amend materials from cladding to brickwork.
    Pending
  • 2026/0628/TCO
    T1 (Lime) - Undertake a radial canopy reduction of a maximum of 1 metre to clear overhead cables and highway. Crown lift to 5m to clear neighbouring roof. T2 & T3 (Walnut) - Reduce phototrophic growth to balance canopy, crown lift to a maximum of 5 metres to clear neighbouring buildings and highway. T4 - (Beech) Crown lift to 5m. T5 - (Pine) Remove to ground level. T6 - (Pine) Remove to ground level.
    Pending

Ownership

  • Corporate Ownership63%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2024-05-31
  • SourceLand Registry

Connectivity

Broadband (Standard)
15 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£29,824
Population Density2,490 /km²
Owner Occupied57%
Age Distribution
0-15 12%16-64 78%65+ 10%

Schools Nearby

  • Lincoln Monks Abbey Primary School
    0.0 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

  • Lincoln Minster School
    0.4 mi
    Inspected by ISI
  • Lincoln College
    0.4 mi
    -
  • The Lincoln St Peter-In-Eastgate Church of England Infants Academy
    0.5 mi

    Inspected as The Lincoln St Peter-in-Eastgate Church of England (Controlled) Infants School (URN 120560) on 1 Jul 2025

1 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 28 Bernard Street
    -
    £130k
    -
  • 37 Bernard Street
    -
    £101k
    -
  • 26 Bernard Street
    -
    £128k
    -
  • 7 Bernard Street
    -
    £108k
    -