20 St Michaels Terrace, Lincoln, LN1 3BZ
UPRN:235044564Detached House4 bedsBuilt 1996-2002
FreeholdCouncil Tax: Band FEPC: C (69)
Data freshness:Listing· 7mo agoListing: stale, refreshed 7mo ago (2026-04-11T20:02:08.090839+00:00)Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T12:54:13.746163+00:00)Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-09-30T06:34:19.776210+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
61
/ 100
Mixed
Verdict
today
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sourcesSale Estimate
£680,000
£646k - £714kHigh
Estimate
£680k
Range
£646k – £714k
Rent Estimate (pcm)
£2,950
£3k - £3k
Monthly
£2,950
Yield
5.21%
Verdict
Derived from HomePortfolio scores
20 St Michaels Terrace earns an INVESTIGATE rating with HP Score 61/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
61
HP Score
61/ 100
Mixed
60
Investment Score
60/ 100
Moderate
100
Crime Score
100/ 100
Elevated
94
Walkability
94/ 100
Excellent
Transit & Bike
Transit 30Bike 68
Walk Score, out of 100
Valuation & Market
Sale Estimate£680,000
Rent Estimate (pcm)£2,950
Gross Yield5.21%
1y Growth-
3y Growth-1.7%
5y Growth-0.6%
10y Growth+3.3%
Last Sold Price£530,000 (2020-10-09)
Risk Overview
- Flood RiskUnknown
- SubsidenceModerate
- RadonModerate
- MiningSignificant
- LandslideLow
- Air QualityLow
- NoiseLow
Planning Activity
Recent Apps
2LN1 3BZ
Approval Rate
100%12mo
Development
low
- Pending2026/0663/FULChange of use from commercial antiques centre (use class E) to two self-contained residential properties (use class C3).
- Pending2026/0664/C4Change of use from Existing HMO (Class C4) to flexible use between HMO (Class C4) and Dwelling (Class C3).
- Pending2026/0661/TCOT1 - Apple: Fell
Ownership
- Corporate Ownership75.1%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change2020-10-09
- SourceLand Registry
Connectivity
Broadband (Standard)
15 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£29,824
Population Density7,551 /km²
Owner Occupied34%
Age Distribution
0-15 8%16-64 87%65+ 5%
Schools Nearby
- -Lincolnshire Secure Unit0.2 mi
- Westgate Academy0.3 miReport card2026
Ofsted no longer awards a single overall grade.
- -Lincoln UTC0.3 mi
- The St Faith and St Martin Church of England Junior School, Lincoln0.3 miGood
2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- 20 St Michaels Terrace-£625k-
- 10 St Michaels Terrace-£220k-
- 22 St Michaels Terrace-£470k-
- 20 St Michaels Terrace-£530k-