309A Monks Road, Lincoln, LN2 5LB

UPRN:235055398Flat/Maisonette1 bedsBuilt 1900-1929

Tenure: -Council Tax: Band AEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£97,000

£77k - £116kLow

Estimate

£97k

Range

£77k – £116k

Rent Estimate (pcm)

£450

£400 - £500

Monthly

£450

Yield

3.00%

Verdict

Derived from HomePortfolio scores

309A Monks Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

49/ 100

Mixed

Transit & Bike

Transit 22Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£500

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: -£296/mo
Cash on cash: -6.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.74 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£97,000

Rent Estimate (pcm)£450

Gross Yield3.00%

1y Growth-

3y Growth+3.0%

5y Growth+0.9%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0LN2 5LB

Approval Rate

-12mo

Development

low

2026/0628/TCO
T1 (Lime) - Undertake a radial canopy reduction of a maximum of 1 metre to clear overhead cables and highway. Crown lift to 5m to clear neighbouring roof. T2 & T3 (Walnut) - Reduce phototrophic growth to balance canopy, crown lift to a maximum of 5 metres to clear neighbouring buildings and highway. T4 - (Beech) Crown lift to 5m. T5 - (Pine) Remove to ground level. T6 - (Pine) Remove to ground level.
Pending
2026/0626/HOU
Removal of existing entrance gates and installation of black painted metal gates with timber infill panels.
Pending
2026/0586/LBC
Removal of existing entrance gates and installation of black painted metal gates with timber infill panels (Listed Building Consent).
Pending

View Planning Timeline

Ownership

Corporate Ownership63%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,824

Population Density-

Owner Occupied38%

Age Distribution

0-15 18%16-64 76%65+ 6%

View Area Profile

Schools Nearby

Lincoln Monks Abbey Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lincoln College
0.6 mi
-
Lincoln Minster School
0.6 mi
Inspected by ISI
The Lincoln St Peter-In-Eastgate Church of England Infants Academy
0.6 mi
Inspected as The Lincoln St Peter-in-Eastgate Church of England (Controlled) Infants School (URN 120560) on 1 Jul 2025

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

315 Monks Road
-
£115k
-
313 Monks Road
-
£85k
-
319 Monks Road
-
£52k
-
309 Monks Road
-
£92k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN