Sandford Cottage, Station Road, Sandford, Winscombe, BS25 5RA

UPRN:24044705Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: D (67)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Sandford Cottage, Station Road, Sandford, Winscombe, BS25 5RA

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£942,000

£895k - £989kHigh

Estimate

£942k

Range

£895k – £989k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

4.13%

Verdict

Derived from HomePortfolio scores

Sandford Cottage earns an INVESTIGATE rating with HP Score 65/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

16/ 100

Moderate

Walkability

33/ 100

Mixed

Transit & Bike

Transit 8Bike 48

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 24044705· as of 12 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.74
- valuation_snapshotsrent estimate 3250/mo (range 2850-3600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,728/mo, -53% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 159 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
72 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£709,000£1,087,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£945,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £2,850-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £323,050
Net cash flow: -£939/mo
Cash on cash: -3.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 24044705Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3250/mo (range 2850-3600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3250/mo (range 2850-3600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 159 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£942,000

Rent Estimate (pcm)£3,250

Gross Yield4.13%

1y Growth-

3y Growth+2.3%

5y Growth+4.3%

10y Growth+5.0%

Last Sold Price£585,000 (2006-10-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BS25 5RA

Approval Rate

-12mo

Development

low

26/P/1962/AOC
Request to Discharge Condition 8 (Construction Method Statement) on Application 24/P/2183/FUL.
Pending
26/P/1966/TPO
T1 oak - Crown lift to give 3m clearance beneath by removal of tertiary minor branches only - Reduce back length of 2x lateral end weight loaded limbs to upper and mid crown SW by up to 3m - Mulch with seasoned woodchip entire area beneath canopy spread to a depth of 75mm.
Pending
26/P/1867/LDP
Certification of Lawful Development for the partial garage conversion to form a home office.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-10-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,996

Population Density279 /km²

Owner Occupied82%

Age Distribution

0-15 15%16-64 51%65+ 34%

View Area Profile

Schools Nearby

Sandford Primary School
0.5 mi
Good
Winscombe Primary School
1.1 mi
Inspected as Winscombe Primary School (URN 109101) on 12 Oct 2017
Churchill Academy & Sixth Form
1.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Banwell Primary School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Crossways House Station Road
-
£640k
-
Birchcroft Station Road
-
£620k
-
Crossways House Station Road
-
£546k
-
The Barn Station Road
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN