Willow House, Bridgwater Road, Winscombe, BS25 1NB

UPRN:24048542Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Willow House, Bridgwater Road, Winscombe, BS25 1NB

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£782,000

£743k - £821kHigh

Estimate

£782k

Range

£743k – £821k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

4.13%

Verdict

Derived from HomePortfolio scores

Willow House earns an INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

34/ 100

Mixed

Transit & Bike

Transit 10Bike 36

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.3% (HIGH), sold-comps -13.1%, £/sqft -13.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 24048542· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 9.7%· as of 17 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.72
- valuation_snapshotsrent estimate 2700/mo (range 2350-3000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,453/mo, -54% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 386 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
72 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£588,000£901,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£783,995

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,350-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £265,699
Net cash flow: -£777/mo
Cash on cash: -3.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 24048542Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 9.7%Valuation edge · as of 17 Oct 2026
valuation_snapshotsrent estimate 2700/mo (range 2350-3000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2350-3000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 386 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£782,000

Rent Estimate (pcm)£2,700

Gross Yield4.13%

1y Growth-

3y Growth+2.3%

5y Growth+4.3%

10y Growth+5.0%

Last Sold Price£750,000 (2021-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2BS25 1NB

Approval Rate

0%12mo

Development

low

26/P/2179/LDP
Certification of Lawful Development for the conversion of attic, including replacement of garage flat-roof and conservatory roof with tiled pitched-roofs.
Pending
26/P/2118/FUL
Change of use from guest accommodation at Queensmead Court to create 1no. residential dwelling
Pending
26/P/2115/FUH
Proposed erection of a detached garage with habitable space above to the East of the dwelling with associated expansion of hardstanding.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,996

Population Density486 /km²

Owner Occupied90%

Age Distribution

0-15 15%16-64 50%65+ 35%

View Area Profile

Schools Nearby

Sidcot School
0.3 mi
Inspected by ISI
Winscombe Primary School
0.5 mi
-
Shipham Church of England First School
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Sandford Primary School
1.6 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Thrift Bridgwater Road
-
£715k
-
Willow House Bridgwater Road
-
£750k
-
Harlyn Bridgwater Road
-
£338k
-
Downfield Bridgwater Road
-
£385k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN