The School House, Church Lane, Churchill, Winscombe, BS25 5QW

UPRN:24051033Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Price Paid· freshPlanning· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

The School House, Church Lane, Churchill, Winscombe, BS25 5QW

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£723,000

£687k - £760kHigh

Estimate

£723k

Range

£687k – £760k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

4.14%

Verdict

Derived from HomePortfolio scores

The School House earns an INVESTIGATE rating with HP Score 61/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

24/ 100

Moderate

Walkability

19/ 100

Low

Transit & Bike

Transit 4Bike 23

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 24051033· as of 10 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.76
- valuation_snapshotsrent estimate 2500/mo (range 2200-2750)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,351/mo, -54% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 130 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
72 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£544,000£833,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,200-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: -£716/mo
Cash on cash: -3.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 24051033Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 2500/mo (range 2200-2750)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2200-2750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 130 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£723,000

Rent Estimate (pcm)£2,500

Gross Yield4.14%

1y Growth-

3y Growth+2.3%

5y Growth+4.3%

10y Growth+5.0%

Last Sold Price£282,500 (2019-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BS25 5QW

Approval Rate

100%12mo

Development

low

26/P/2183/FUH
Demolition of an existing single storey-extension and proposed erection of a new replacement single-storey rear extension. Construction of new a front Porch and associated minor internal alterations. New hard and soft landscaping.
Pending
26/P/1884/AOC
Request to discharge condition 4 (Construction Environmental Management Plan) on application 26/P/0384/FUH.
Conditions
26/P/1831/LBC
Listed Building Consent for the repair and partial reinstatement of the water-damaged traditional lath-and-plaster ceiling and associated cornice within the bedroom. Works include controlled opening-up, retention and specialist stabilisation of sound plaster and laths, and localised replacement using compatible timber laths and three-coat lime plaster where fabric is demonstrated to be beyond effective repair.
Approved

View Planning Timeline

Ownership

Corporate Ownership77.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-04-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,996

Population Density-

Owner Occupied67%

Age Distribution

0-15 19%16-64 59%65+ 22%

View Area Profile

Schools Nearby

Churchill Academy & Sixth Form
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sandford Primary School
0.7 mi
Good
Churchill Church of England Primary School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Winscombe Primary School
1.6 mi
Inspected as Winscombe Primary School (URN 109101) on 12 Oct 2017

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Windmill Hill Church Lane
-
£120k
-
Pitchbury Barn Church Lane
-
£390k
-
The School House Church Lane
-
£283k
-
Pitchbury Barn Church Lane
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN