59 The Paddock, Portishead, Bristol, BS20 6QX

UPRN:24063338Mid Terrace House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band DEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

59 The Paddock, Portishead, Bristol, BS20 6QX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£404,000

£364k - £444kMedium

Estimate

£404k

Range

£364k – £444k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.53%

Verdict

Derived from HomePortfolio scores

59 The Paddock earns an INVESTIGATE rating with HP Score 72/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

13/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 20Bike 41

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -11.4% (MEDIUM), sold-comps -21.6%, £/sqft -21.5%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 24063338· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.5%· as of 31 Oct 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1700/mo (range 1600-1850)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -779/mo, -46% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 73 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
403 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,600-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£342/mo
Cash on cash: -2.8%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 24063338Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.5%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1700/mo (range 1600-1850)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1700/mo (range 1600-1850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 73 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£404,000

Rent Estimate (pcm)£1,700

Gross Yield4.53%

1y Growth-1.2%

3y Growth+0.4%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price£173,000 (2004-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS20 6QX

Approval Rate

-12mo

Development

low

26/P/2149/FUH
Proposed erection of a first-floor side extension with front dormer.
Pending
26/P/2066/TPO
T1 Oak, T3, T4 and T6 Field Maples of MWA Root Barrier ProposalRoot Barrier is proposed to the front, side and rear of 22 Forester Road, BS20 6UW to mitigate the influence of vegetation at the left hand side of the property that has been implicated in subsidence damage. There will be root severance of T1 Oak, T3, T4 and T6 Field Maples which are subject to a Tree Preservation Order. There will be a 30 metre (approx.) barrier to the northerly elevation of the property as per MWA Root Barrier proposal. We are seeking consent to the installation of the barrier.
Pending
26/P/1932/FUL
Demolition of the existing changing rooms, hospitality room and tea hut; erection of a new permanent changing rooms building, with a secondary changing rooms and medical building; relocation of the existing public toilet block; installation of new spectator seating stand and new tea hut and PA hut; realignment of, and alterations to, the site boundary fencing and gates, and associated site works
Pending

View Planning Timeline

Ownership

Corporate Ownership54.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,996

Population Density1,010 /km²

Owner Occupied87%

Age Distribution

0-15 17%16-64 51%65+ 32%

View Area Profile

Schools Nearby

Gordano School
0.2 mi
Good
St Peter's Church of England Primary School
0.3 mi
Outstanding
St Joseph's Catholic Primary School
0.4 mi
Inspected as St Joseph's Catholic Primary School (URN 109238) on 2 Dec 2021
High Down Junior School
0.7 mi
Inspected as High Down Junior School (URN 109084) on 1 Dec 2015

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 The Paddock
-
£287k
-
29 The Paddock
-
£180k
-
24 The Paddock
-
£330k
-
12 The Paddock
-
£345k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN