Willows, Lake Road, Portishead, Bristol, BS20 7JA

UPRN:24065378Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band GEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Willows, Lake Road, Portishead, Bristol, BS20 7JA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£990,000

£941k - £1.04MHigh

Estimate

£990k

Range

£941k – £1.04M

Rent Estimate (pcm)

£4,200

£4k - £5k

Monthly

£4,200

Yield

5.07%

Verdict

Derived from HomePortfolio scores

Willows earns an INVESTIGATE rating with HP Score 70/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

15/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 17Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£995,000

At the asking price

Monthly rent£4,200/mo

Evidenced range £3,850-£4,600

Interest rate5.4%

Loan to value75%

Cash required: £343,050
Net cash flow: -£450/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£990,000

Rent Estimate (pcm)£4,200

Gross Yield5.07%

1y Growth-

3y Growth+0.4%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price£880,000 (2019-07-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

3BS20 7JA

Approval Rate

100%12mo

Development

low

26/P/1922/TPO
Dead Cherry Tree at the top of our garden. Crown will be felled to 4 feet high to provide a habitat.
Pending
26/P/1921/FUH
Proposed erection of a two-storey side extension and single-storey front porch extension.
Pending
26/P/1882/FUH
Retrospective application for the erection of a single-storey rear extension, with associated landscaping alterations and expansion of rear patio.
Pending

View Planning Timeline