Data freshness:●Listing· freshListing: fresh, refreshed 3d ago (2026-11-02T04:00:05.857782+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T12:55:46.409140+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:32:04.619852+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-16T16:30:19.439094+00:00)
HP Score
74
/ 100
Mixed
Verdict
2 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£935,000
£842k - £1.03MMedium
Estimate
£935k
Range
£842k – £1.03M
Rent Estimate (pcm)
£3,050
£3k - £3k
Monthly
£3,050
Yield
5.34%
Verdict
Derived from HomePortfolio scores
1 Embercourt Drive earns an INVESTIGATE rating with HP Score 74/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Permission in principle for demolition of the existing building and construction of up to 3no. new build dwellings on the site
Pending
26/P/2067/NMA
Non-Material Amendment to application 26/P/1228/FUH (Proposed erection of a single storey rear extension and first floor side extension. Partial garage conversion and replacement of front cladding.) to allow for the omission of the approved single-storey rear extension with associated alterations. Adjustment to the approved first floor extension rear wall to align with the existing rear wall of the main house.
Pending
26/P/2060/FUH
Proposed erection of a single storey rear/side wraparound extension.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
17
Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 27% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +26.7% (MEDIUM), sold-comps +28.7%, £/sqft +28.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
valuation_snapshotsestimate for 24070324· as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15%· as of 31 Oct 2026
Rental economics1.9/40
gross yield 5.3%; range width penalty ×0.71; the estimate this rent rides on sits 27% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 3050/mo (range 2650-3400)· as of 12 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -778/mo, -26% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
273 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£514,000£787,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£685,000
At the asking price
£3,050/mo
Evidenced range £2,650-£3,400
5.4%
75%
Cash required
£231,050
Net cash flow
-£200/mo
Cash on cash
-1.0%
Score at this price
17
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 24070324Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 3050/mo (range 2650-3400)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 27% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3050/mo (range 2650-3400)
Rental economics needs verification before you rely on it
sale estimate 27% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Stress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026