23 Mill Lane, Portbury, Bristol, BS20 7TX

UPRN:24074493End Terrace House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

23 Mill Lane, Portbury, Bristol, BS20 7TX

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£563,000

£535k - £592kHigh

Estimate

£563k

Range

£535k – £592k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

5.10%

Verdict

Derived from HomePortfolio scores

23 Mill Lane earns an INVESTIGATE rating with HP Score 66/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

26/ 100

Low

Transit & Bike

Transit 8Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£553,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £184,850
Net cash flow: -£239/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£563,000

Rent Estimate (pcm)£2,350

Gross Yield5.10%

1y Growth-

3y Growth+0.4%

5y Growth+1.1%

10y Growth+3.0%

Last Sold Price£425,000 (2016-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS20 7TX

Approval Rate

-12mo

Development

low

26/P/2154/S73
Section 73 Application to remove condition 1 on application 09/P/0443/F (Retention of a detached dwelling and erection of double garage) to enable the use of Ground floor accommodation as an independent dwelling.
Pending
26/P/2135/LDP
Certificate of Lawful Development for the proposed conversion of the existing garage into a commercial unit accommodating a single-practitioner physiotherapy treatment room
Pending
26/P/2136/ADV
Advertisement consent for the proposed installation of 2no. new non-illuminated advertising signboards to the south elevation boundary wall.
Pending

View Planning Timeline

Ownership

Corporate Ownership54.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,996

Population Density-

Owner Occupied84%

Age Distribution

0-15 26%16-64 57%65+ 17%

View Area Profile

Schools Nearby

St Mary's Church of England Primary School, Portbury
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Downs Preparatory School
1.0 mi
Inspected by ISI
Crockerne Church of England Primary School
1.5 mi
GoodConcerns
Trinity Anglican-Methodist Primary School
1.5 mi
Inspected as Trinity Anglican-Methodist Primary School (URN 134829) on 18 Jun 2013

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Mill Lane
-
£510k
-
17 Mill Lane
-
£345k
-
37 Mill Lane
-
£123k
-
21 Mill Lane
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN