19 Mansbury Gardens, Congresbury, Bristol, BS49 5EJ

UPRN:24154927Detached House4 bedsBuilt 2020

FreeholdCouncil Tax: Band FEPC: A (94)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

19 Mansbury Gardens, Congresbury, Bristol, BS49 5EJ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£626,000

£501k - £751kLow

Estimate

£626k

Range

£501k – £751k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

2.54%

Verdict

Derived from HomePortfolio scores

19 Mansbury Gardens earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 31 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [sold-comps +17.8%, £/sqft +17.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5.4%· as of 4 Nov 2026
Rental economics0/40
gross yield 2.5%; range width penalty ×0.53
- valuation_snapshotsrent estimate 1350/mo (range 1150-1600)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,827/mo, -135% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 308 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity9.3/15
149 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£478,000£733,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£637,500

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,150-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £214,425
Net cash flow: -£1,217/mo
Cash on cash: -6.8%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.63 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5.4%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 1350/mo (range 1150-1600)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1150-1600)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 308 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£626,000

Rent Estimate (pcm)£1,350

Gross Yield2.54%

1y Growth-3.7%

3y Growth+0.3%

5y Growth+1.5%

10y Growth+3.1%

Last Sold Price£650,000 (2024-12-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS49 5EJ

Approval Rate

-12mo

Development

low

26/P/2143/FUL
Proposed erection of a single storey extension to the North-West Elevation and siting of PV panels. Replacement of existing courtyard gates with new.
Pending
26/P/1976/FUL
Proposed conversion and extension of existing detached garage to form self-contained holiday accommodation.
Pending
26/P/1888/TEN
Notification under Regulation 5 of the Communications Code Regulations 2003 of the Intention to Install Fixed Line Broadband Apparatus comprising of 12m Light wooded pole. THIS IS NOT A PLANNING APPLICATION
Approved

View Planning Timeline

Ownership

Corporate Ownership69%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-12-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,996

Population Density-

Owner Occupied74%

Age Distribution

0-15 17%16-64 55%65+ 28%

View Area Profile

Schools Nearby

St Andrew's CofE Primary School
0.7 mi
Inspected as St Andrew's Primary School (URN 109216) on 16 Jan 2018
Court-De-Wyck Church School
1.1 mi
Good
Yatton Infant School
1.1 mi
Good
Yatton Church of England Junior School
1.2 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Mansbury Gardens
-
£740k
-
26 Mansbury Gardens
-
£700k
-
24 Mansbury Gardens
-
£700k
-
18 Mansbury Gardens
-
£675k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN