12 Rutland Avenue, Leicester, LE2 7QF

UPRN:2465055419Mid Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£212,000

£202k - £223kHigh

Estimate

£212k

Range

£202k – £223k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

6.15%

Verdict

Derived from HomePortfolio scores

12 Rutland Avenue earns an INVESTIGATE rating with HP Score 75/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 18Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£195,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £61,200
Net cash flow: £34/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£212,000

Rent Estimate (pcm)£1,000

Gross Yield6.15%

1y Growth-

3y Growth+0.7%

5y Growth+1.6%

10y Growth+4.8%

Last Sold Price£170,000 (2020-01-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LE2 7QF

Approval Rate

-12mo

Development

low

20261499
Construction of single storey side and rear extension to dwellinghouse (Class C3)
Pending
20261487
Raising of walls and roof, removal of doors and insertion of window, to single storey element at rear of house (Class C3)
Pending
20261477
Approval of details reserved by Condition 3 (Compliance with Sustainable Energy Statement) attached to planning permission 20222124
Pending

View Planning Timeline

Ownership

Corporate Ownership78.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-01-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,858

Population Density3,243 /km²

Owner Occupied38%

Age Distribution

0-15 16%16-64 76%65+ 8%

View Area Profile

Schools Nearby

Knighton Mead Primary Academy
0.5 mi
-
Granby Primary School
0.5 mi
Good
St Mary's Fields Academy
0.6 mi
Inspected as St Mary's Fields Primary School (URN 120025) on 11 Jan 2023
Millgate School
0.8 mi
Inspected as Millgate School (URN 120362) on 10 Dec 2019

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Rutland Avenue
-
£245k
-
3 Rutland Avenue
-
£260k
-
7 Rutland Avenue
-
£195k
-
12 Rutland Avenue
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN