19 Tudor Gardens, Stony Stratford, Milton Keynes, MK11 1HX

UPRN:25001428Detached House6 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band GEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

19 Tudor Gardens, Stony Stratford, Milton Keynes, MK11 1HX

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£985,000

£936k - £1.03MHigh

Estimate

£985k

Range

£936k – £1.03M

Rent Estimate (pcm)

£4,000

£4k - £4k

Monthly

£4,000

Yield

4.80%

Verdict

Derived from HomePortfolio scores

19 Tudor Gardens earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

39/ 100

Mixed

Transit & Bike

Transit 7Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£4,000/mo

Evidenced range £3,600-£4,350

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£606/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£985,000

Rent Estimate (pcm)£4,000

Gross Yield4.80%

1y Growth-

3y Growth+5.0%

5y Growth-0.1%

10y Growth+1.4%

Last Sold Price£720,000 (2020-02-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2MK11 1HX

Approval Rate

-12mo

Development

low

PLN/2026/2093
Erection of a new SEND educational block and community centre together with associated, parking, hard and soft landscaping
Pending
PLN/2026/2085
Prune the excessive growth on the width of the Thuja tree in the back garden by reducing the lateral branches that trespass on the house by approximately 2m and non-trespassing laterals to balance
Pending
PLN/2026/2064
Certificate of lawfulness for the proposed conversion of existing garage into a gym, shower room and utility room
Pending

View Planning Timeline

Ownership

Corporate Ownership61.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-02-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

28 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density3,963 /km²

Owner Occupied80%

Age Distribution

0-15 15%16-64 52%65+ 33%

View Area Profile

Schools Nearby

Russell Street School
0.6 mi
OutstandingImproving
St Mary and St Giles Church of England School
0.7 mi
Good
Fairfields Primary School
0.8 mi
Good
St Mary Magdalene Catholic Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Tudor Gardens
-
£790k
-
45 Tudor Gardens
-
£840k
-
48 Tudor Gardens
-
£1.00M
-
9 Tudor Gardens
-
£1.30M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN