2 Orchard Cottages, Folly Drive, Ditcheat, Shepton Mallet, BA4 6QU

UPRN:250018041Semi-Detached PropertyBeds -Built 1950-1966

FreeholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

2 Orchard Cottages, Folly Drive, Ditcheat, Shepton Mallet, BA4 6QU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£302,000

£242k - £363kLow

Estimate

£302k

Range

£242k – £363k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.80%

Verdict

Derived from HomePortfolio scores

2 Orchard Cottages earns an INVESTIGATE rating with HP Score 59/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

12/ 100

Low

Walkability

5/ 100

Low

Transit & Bike

Transit 6Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.8%; range width penalty ×0.78
- valuation_snapshotsrent estimate 1200/mo (range 1100-1350)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -514/mo, -43% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Risk & liquidity9.2/15
187 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£182/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1200/mo (range 1100-1350)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1200/mo (range 1100-1350)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£302,000

Rent Estimate (pcm)£1,200

Gross Yield4.80%

1y Growth-

3y Growth+0.2%

5y Growth+2.2%

10y Growth+3.6%

Last Sold Price£178,000 (2014-11-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BA4 6QU

Approval Rate

-12mo

Development

low

2026/1752/FUL
Construction of a cantilevered first-floor extension to existing offices at Maryland Farm to provide additional sales office accommodation, including associated alterations to existing openings and supporting structure.
Approved
2026/1024/HSE
Proposed increase in ridge height by 1500mm & installation of of rooflights & dormer. Replacement of flat, bituminous felt roof & replace with pitched roof with room within. Porch extension to rear elevation & infill extension with vertical timber weatherboarding. Potting shed roof raised to allow for extending the existing flat roof to extend over.
Approved
2026/0424/FUL
Erection of self-build replacement dwelling and garage following demolition of existing dwelling and garage. (Revised Plans received 22.07.2026)
Approved

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-11-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density40 /km²

Owner Occupied77%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Ditcheat Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ansford Academy
2.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Mendip School
2.2 mi
GoodImproving
Evercreech Church of England Primary School
2.3 mi
Inspected as Evercreech Church of England Primary School (URN 123755) on 30 Nov 2021

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Eastdene
-
£500k
-
Bargate
-
£440k
-
1 Orchard Cottages
-
£290k
-
1 Orchard Cottages
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN