Malvern, Fosse Road, Oakhill, Radstock, BA3 5HX

UPRN:250045251Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Malvern, Fosse Road, Oakhill, Radstock, BA3 5HX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£635,000

£604k - £667kHigh

Estimate

£635k

Range

£604k – £667k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

1.39%

Verdict

Derived from HomePortfolio scores

Malvern earns an INVESTIGATE rating with HP Score 62/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

8/ 100

Low

Walkability

3/ 100

Low

Transit & Bike

Transit 30Bike 19

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -152.0% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 250045251· as of 9 Oct 2026
Rental economics0/40
gross yield 1.4%; range width penalty ×0.71
- valuation_snapshotsrent estimate 1850/mo (range 1600-2050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -5,520/mo, -298% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.7/15
382 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,200,000£1,840,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,600,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £587,050
Net cash flow: -£4,119/mo
Cash on cash: -8.4%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.34 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 250045251Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1850/mo (range 1600-2050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1600-2050)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£635,000

Rent Estimate (pcm)£1,850

Gross Yield1.39%

1y Growth-

3y Growth+0.0%

5y Growth+2.9%

10y Growth+3.3%

Last Sold Price£355,500 (2010-06-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BA3 5HX

Approval Rate

-12mo

Development

low

2026/2007/TCA
Pinus Wallichiana (T1) - Fell.
Pending
2026/1754/TCA
T1 - Beech & T2 - Laurel - Reduce overhanging branches by 1.5m to suitable natural pruning points, with pruning wounds not exceeding 50mm diameter.
Approved
2026/1447/FUL
Retrospective change of use of land for the purposes of commercial dog walking with associated parking
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-06-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density70 /km²

Owner Occupied73%

Age Distribution

0-15 18%16-64 60%65+ 22%

View Area Profile

Schools Nearby

Oakhill Church School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stoke St Michael Primary School
1.4 mi
Inspected as Stoke St Michael Primary School (URN 123662) on 23 May 2023
Downside School
2.4 mi
Inspected by ISI
St Aldhelms Church School
2.4 mi
Inspected as St Aldhelm's Church of England Primary School (URN 123753) on 3 Nov 2021

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Fosse House Fosse Road
-
£640k
-
Tanyard Farm Fosse Road
-
£775k
-
Tanyards Farm Fosse Road
-
£920k
-
Fosse Cottage Fosse Road
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN