48 Field Lane, Greenleys, Milton Keynes, MK12 6LP

UPRN:25004901Mid Terrace House2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band BEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

48 Field Lane, Greenleys, Milton Keynes, MK12 6LP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£362,000

£344k - £380kHigh

Estimate

£362k

Range

£344k – £380k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.74%

Verdict

Derived from HomePortfolio scores

48 Field Lane earns an INVESTIGATE rating with HP Score 63/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

56/ 100

Moderate

Transit & Bike

Transit 19Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 19% above the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£430,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,600-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £141,800
Net cash flow: -£274/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£362,000

Rent Estimate (pcm)£1,700

Gross Yield4.74%

1y Growth-

3y Growth+2.3%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£210,000 (2021-11-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK12 6LP

Approval Rate

-12mo

Development

low

PLN/2026/2206
Proposed erection of an open-sided front entrance portico over the existing raised entrance platform, with six painted timber columns and a pitched gabled roof in natural slate
Pending
PLN/2026/2124
Non-material amendment seeking the introduction of access gates and associated paths within the secure yards of Units 1 and 8, the relocation of fencing along the western side of Unit 8, approximately 1 metre away from the retaining wall, and the repositioning of fencing and gates along the Blackhill Drive frontage to the rear edge of the cycle path landscape buffer strip, and adjustments to the site plan to ensure consistency with the approved soft landscaping (relating to permission ref. 24/01490/FUL for the erection of industrial and warehousing units (Use Classes E(g)(iii), B2, and B8) together with access, parking, landscaping, and associated works)
Pending
PLN/2026/2093
Erection of a new SEND educational block and community centre together with associated, parking, hard and soft landscaping
Pending

View Planning Timeline

Ownership

Corporate Ownership60.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-11-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density4,002 /km²

Owner Occupied32%

Age Distribution

0-15 29%16-64 65%65+ 6%

View Area Profile

Schools Nearby

St Mary Magdalene Catholic Primary School
0.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Greenleys First School
0.3 mi
Good
The Radcliffe School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Greenleys Junior School
0.4 mi
GoodConcerns

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

44 Field Lane
-
£215k
-
10 Field Lane
-
£147k
-
24 Field Lane
-
£66k
-
46 Field Lane
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN