42 Bowland Drive, Emerson Valley, Milton Keynes, MK4 2DN

UPRN:25017138Detached House5 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

42 Bowland Drive, Emerson Valley, Milton Keynes, MK4 2DN

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£663,000

£630k - £696kHigh

Estimate

£663k

Range

£630k – £696k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

5.23%

Verdict

Derived from HomePortfolio scores

42 Bowland Drive earns an INVESTIGATE rating with HP Score 77/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

66/ 100

Moderate

Transit & Bike

Transit 24Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£665,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,700-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £224,050
Net cash flow: -£237/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£663,000

Rent Estimate (pcm)£2,900

Gross Yield5.23%

1y Growth+3.5%

3y Growth-1.7%

5y Growth+2.1%

10y Growth+2.7%

Last Sold Price£332,500 (2006-04-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1MK4 2DN

Approval Rate

-12mo

Development

low

PLN/2026/1991
Proposed single storey front porch extension, first floor extension over existing garage and garage conversion to form an annexe
Pending
PLN/2026/1772
Certificate of lawfulness for the proposed removal of single garage doors and installation of double garage doors
Approved
PLN/2026/1718
Certificate of lawfulness for the proposed single storey rear extension
Approved

View Planning Timeline

Ownership

Corporate Ownership74.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-04-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density-

Owner Occupied67%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

Howe Park School
0.1 mi
Good
Emerson Valley School
0.3 mi
Inspected as Emerson Valley School (URN 131190) on 18 Oct 2022
Merebrook Infant School
0.5 mi
Inspected as Merebrook Infant School (URN 131670) on 12 Oct 2022
Shenley Brook End School
0.5 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

54 Bowland Drive
-
£435k
-
62 Bowland Drive
-
£600k
-
36 Bowland Drive
-
£535k
-
33 Bowland Drive
-
£590k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN