90 Paxton Crescent, Shenley Lodge, Milton Keynes, MK5 7PY

UPRN:25018826Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band GEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

90 Paxton Crescent, Shenley Lodge, Milton Keynes, MK5 7PY

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£796,000

£756k - £836kHigh

Estimate

£796k

Range

£756k – £836k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

3.90%

Verdict

Derived from HomePortfolio scores

90 Paxton Crescent earns an INVESTIGATE rating with HP Score 75/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

60/ 100

Moderate

Transit & Bike

Transit 26Bike 58

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 25018826· as of 9 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.70
- valuation_snapshotsrent estimate 2600/mo (range 2300-2950)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,594/mo, -61% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 351 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
129 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,300-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£900/mo
Cash on cash: -4.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.96 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 25018826Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2600/mo (range 2300-2950)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2300-2950)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 351 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£796,000

Rent Estimate (pcm)£2,600

Gross Yield3.90%

1y Growth-

3y Growth+3.3%

5y Growth+3.3%

10y Growth+4.5%

Last Sold Price£199,995 (1998-05-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK5 7PY

Approval Rate

-12mo

Development

low

PLN/2026/2127
The crown reduction to previous pruning points (approved under application 17/02540/TCA) of group of Yew trees (T1) and Walnut tree (T2)
Pending
PLN/2026/2098
The removal of, at source, 1st tier of lower branches and 2nd tier lower branch to W aspect and reduction of 3rd tier of lower branches to NW, NE & E aspects at a point approximately 3.2 metres from stem of Pine tree (T1), and removal of lowest branch to W aspect at source and crown lift to 2.5 metres to S aspect (over drive) by reducing branch tips of Birch tree (T2) protected by Milton Keynes Council Tree Preservation Order no. PS/540/15/341
Pending
PLN/2026/1991
Proposed single storey front porch extension, first floor extension over existing garage and garage conversion to form an annexe
Pending

View Planning Timeline

Ownership

Corporate Ownership71.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-05-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density-

Owner Occupied52%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

Caroline Haslett Primary School
0.3 mi
-
Glastonbury Thorn School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Denbigh School
0.6 mi
Inspected as Denbigh School (URN 110498) on 14 May 2009
Long Meadow School
0.7 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

74 Paxton Crescent
-
£610k
-
70 Paxton Crescent
-
£500k
-
70 Paxton Crescent
-
£520k
-
58 Paxton Crescent
-
£761k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN