11 Millhayes, Great Linford, Milton Keynes, MK14 5EP

UPRN:25048123Detached Bungalow3 bedsBuilt 2022

FreeholdCouncil Tax: Band GEPC: B (90)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

11 Millhayes, Great Linford, Milton Keynes, MK14 5EP

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£805,000

£765k - £845kHigh

Estimate

£805k

Range

£765k – £845k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

3.50%

Verdict

Derived from HomePortfolio scores

11 Millhayes earns an INVESTIGATE rating with HP Score 73/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

34/ 100

Mixed

Transit & Bike

Transit 15Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -49.1% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 25048123· as of 13 Oct 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.83
- valuation_snapshotsrent estimate 3500/mo (range 3200-3850)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,620/mo, -75% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 173 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.7/15
178 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£900,000£1,380,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,200-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£1,627/mo
Cash on cash: -4.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.86 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 25048123Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3500/mo (range 3200-3850)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3500/mo (range 3200-3850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 173 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£805,000

Rent Estimate (pcm)£3,500

Gross Yield3.50%

1y Growth-

3y Growth+0.7%

5y Growth+2.3%

10y Growth+2.6%

Last Sold Price£640,000 (2018-05-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK14 5EP

Approval Rate

-12mo

Development

low

PLN/2026/2239
Removal to ground level of dying Leylandii Tree
Pending
PLN/2026/2221
Approval of details required by conditions 3 (Landscape and Ecological Management Plan), 6 (Boundary Treatments), 7 (Hard & Soft Landscape details) & 13 (Solar PV panels and Air Source Heat Pump) of permission ref. PLN/2025/0996
Pending
PLN/2026/2154
Proposed single storey side extension, garage conversion, internal alterations and associated works and new side access fence and gate
Pending

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-05-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density2,028 /km²

Owner Occupied63%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

Great Linford Primary School
0.3 mi
Inspected as St Andrew's CofE Infant School (URN 110443) on 26 Mar 2024
Giffard Park Primary School
0.4 mi
-
Stephenson Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Brooksward School
0.5 mi
Inspected as Brooksward School (URN 132210) on 9 Feb 2023

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Millhayes
-
£765k
-
3 Millhayes
-
£730k
-
9 Millhayes
-
£695k
-
11 Millhayes
-
£640k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN