95 Gurnards Avenue, Fishermead, Milton Keynes, MK6 2BN

UPRN:25055441TerracedBeds -Built 1983-1990

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

95 Gurnards Avenue, Fishermead, Milton Keynes, MK6 2BN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£285,000

£256k - £313kMedium

Estimate

£285k

Range

£256k – £313k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

7.44%

Verdict

Derived from HomePortfolio scores

95 Gurnards Avenue earns an INVESTIGATE rating with HP Score 61/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

70/ 100

Elevated

Walkability

66/ 100

Moderate

Transit & Bike

Transit 26Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £229/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.84 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£285,000

Rent Estimate (pcm)£1,550

Gross Yield7.44%

1y Growth-

3y Growth+0.6%

5y Growth+2.4%

10y Growth+3.8%

Last Sold Price£31,000 (1997-11-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK6 2BN

Approval Rate

-12mo

Development

low

PLN/2026/2122
The installation of a new external HVAC condenser, to be located behind an existing external HVAC condenser
Pending
PLN/2026/2022
Removal and replacement of existing shopfront, installation of new signage, new roof top plant and all other associated works
Pending
PLN/2026/2001
Variation of conditions 2 (approved plans) & 4 (Phase 2 works) seeking to deliver the Phase 2 works in to 2 packages (relating to permission ref. PLN/2026/1240 for the Phased façade improvement works at Midsummer Place comprising Phase 1 - external alterations and shopfront improvement works to Units LSU1, LSU2, SU301 and SU302 to facilitate occupation by an anchor retailer including replacement glazing, framing, signage zones and associated façade treatments (Oak Court, Midsummer Boulevard and Saxon Gate elevations); and Phase 2 - wider façade enhancement works to Oak Court including alterations to existing shopfronts, updated glazing and framing details, rationalisation of signage zones, enhanced lighting and associated public facing design improvements to create a more cohesive and contemporary courtyard environment (part-retrospective))
Pending

View Planning Timeline

Ownership

Corporate Ownership81.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-11-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density5,286 /km²

Owner Occupied22%

Age Distribution

0-15 24%16-64 67%65+ 9%

View Area Profile

Schools Nearby

The Willows School and Early Years Centre
0.2 mi
Good
Jubilee Wood Primary School
0.4 mi
Good
Orchard Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Shepherdswell Academy
0.6 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

101 Gurnards Avenue
-
£250k
-
109 Gurnards Avenue
-
£215k
-
109 Gurnards Avenue
-
£173k
-
107 Gurnards Avenue
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN