1 Housman Close, Newport Pagnell, MK16 8TB

UPRN:25062722Semi-Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band CEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

1 Housman Close, Newport Pagnell, MK16 8TB

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£375,000

£300k - £450kLow

Estimate

£375k

Range

£300k – £450k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.80%

Verdict

Derived from HomePortfolio scores

1 Housman Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 9Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£257/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£375,000

Rent Estimate (pcm)£1,700

Gross Yield4.80%

1y Growth-

3y Growth+1.9%

5y Growth+0.9%

10y Growth+3.1%

Last Sold Price£76,000 (1996-10-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK16 8TB

Approval Rate

-12mo

Development

low

PLN/2026/2183
Variation of condition 1 (Approved plans) seeking to change the roof line, design and the footprint of the approved extension (relating to permission ref. 24/00948/HOU The erection of a single storey side and rear extension to replace the existing extension.
Pending
PLN/2026/1929
The crown reduction by 2.5m in height (current height 12m) and 2m in spread (current spread 9m) of Sycamore Trees (T1 & T3), the crown reduction by 1.5m in height (current height 8m) and 1m in spread (current spread 6m) of Sycamore Tree (T2) and Hornbeam (T4) and the felling to ground level of Hawthorn (T5) protected by Milton Keynes Council Tree Preservation Order no. PS/540/15/218
Pending
PLN/2026/1889
Proposed single storey rear extension with the installation of solar panels & a sunpipe and removal of ground floor window on western elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-10-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density-

Owner Occupied83%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Portfields Primary School
0.3 mi
Inspected as Portfields Primary School (URN 131718) on 20 Apr 2023
E-Act Ousedale School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cedars Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Green Park School
1.0 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Housman Close
-
£415k
-
13 Housman Close
-
£343k
-
4 Housman Close
-
£375k
-
13 Housman Close
-
£225k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN