222 Farthing Grove, Netherfield, Milton Keynes, MK6 4HW

UPRN:25068614Terrace Property2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band AEPC: D (67)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

222 Farthing Grove, Netherfield, Milton Keynes, MK6 4HW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£193,000

£183k - £203kHigh

Estimate

£193k

Range

£183k – £203k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

6.63%

Verdict

Derived from HomePortfolio scores

222 Farthing Grove earns an INVESTIGATE rating with HP Score 70/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 17Bike 74

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +1.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 25068614· as of 9 Oct 2026
Rental economics10.5/40
gross yield 6.3% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 1000/mo (tenanted)· as of 28 Oct 2026
Stress margin0/30
stressed cash flow -197/mo, -20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
147 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£142,500£218,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £86/mo
Cash on cash: 1.7%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.64 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 25068614Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 1000/mo (tenanted)Rental economics · as of 28 Oct 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£193,000

Rent Estimate (pcm)£1,050

Gross Yield6.63%

1y Growth-

3y Growth+0.6%

5y Growth+2.4%

10y Growth+3.8%

Last Sold Price£83,000 (2011-05-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK6 4HW

Approval Rate

-12mo

Development

low

PLN/2026/2048
Approval of details required by condition BNG1 (Biodiversity Net Gain) of permission ref. PLN/2026/1423
Pending
PLN/2026/2045
Approval of details required by conditions 5 (Lighting Strategy), 6 (Hard & Soft Landscaping), 8 (Habitat Management & Monitoring Plan), BNG1 (Biodiversity Net Gain) of permission ref. PLN/2025/2732
Pending
PLN/2026/1990
Change of use from a Dwellinghouse (Use Class C3) to a five-bedroom, six-person House in Multiple Occupation (HMO) (Use Class C4) (Retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership81.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-05-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density-

Owner Occupied18%

Age Distribution

0-15 27%16-64 66%65+ 7%

View Area Profile

Schools Nearby

Moorlands Centre Nursery School
0.1 mi
Good
Moorland Primary School
0.1 mi
Requires improvement
Langland Community School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Redway School
0.4 mi
Good

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

118 Farthing Grove
-
£170k
-
166 Farthing Grove
-
£215k
-
120 Farthing Grove
-
£180k
-
120 Farthing Grove
-
£157k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN