9 Waterlow Close, Newport Pagnell, MK16 0JS

UPRN:25071554Mid Terrace House2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band BEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

9 Waterlow Close, Newport Pagnell, MK16 0JS

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£289,000

£275k - £304kHigh

Estimate

£289k

Range

£275k – £304k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.00%

Verdict

Derived from HomePortfolio scores

9 Waterlow Close earns an INVESTIGATE rating with HP Score 78/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

54/ 100

Moderate

Transit & Bike

Transit 15Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: £23/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£289,000

Rent Estimate (pcm)£1,350

Gross Yield6.00%

1y Growth-

3y Growth+1.9%

5y Growth+0.9%

10y Growth+3.1%

Last Sold Price£132,000 (2004-01-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK16 0JS

Approval Rate

-12mo

Development

low

PLN/2026/2250
Approval of details required by conditions 10 (Faunal Enhancement) & 11 (External Lighting) of permission ref. PLN/2025/1604
Pending
PLN/2026/2236
Approval of details required by condition BNG 1 (Biodiversity Net Gain) of permission ref. PLN/2026/0081
Pending
PLN/2026/2175
Single Storey Front Extension & Side Extension
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-01-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density2,878 /km²

Owner Occupied75%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

Green Park School
0.1 mi
Good
E-Act Ousedale School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cedars Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tickford Park Primary School
0.6 mi
Inspected as Tickford Park Primary School (URN 135107) on 19 Oct 2021

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Waterlow Close
-
£286k
-
8 Waterlow Close
-
£275k
-
12 Waterlow Close
-
£270k
-
1 Waterlow Close
-
£320k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN