3 St Margarets Court, Bletchley, Milton Keynes, MK2 2HA

UPRN:25074601Flat/Maisonette2 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band BEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

3 St Margarets Court, Bletchley, Milton Keynes, MK2 2HA

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£145,000

£138k - £152kHigh

Estimate

£145k

Range

£138k – £152k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

8.87%

Verdict

Derived from HomePortfolio scores

3 St Margarets Court earns an INVESTIGATE rating with HP Score 77/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 19Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£115,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£115,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £35,800
Net cash flow: £200/mo
Cash on cash: 6.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.19 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£145,000

Rent Estimate (pcm)£850

Gross Yield8.87%

1y Growth-

3y Growth-1.1%

5y Growth+0.6%

10y Growth+3.0%

Last Sold Price£117,000 (2006-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0MK2 2HA

Approval Rate

-12mo

Development

low

PLN/2026/2231
Prior Approval of single storey rear extension, with eaves of 2.8 metres and maximum height of 3.4 metres, extending 5.0 metres from the original rear wall including demolition of existing extension
Pending
PLN/2026/2153
Installation of 2 nos. rapid EV chargers with associated ancillary equipment and resurfacing of the site with asphalt
Pending
PLN/2026/2141
The removal of deadwood on T1 (Wellingtonia), crown clean of T2 & T3 (Wellingtonia), removal of moderate and lager deadwood throughout the crown on T4 (Wellingtonia) and removal of moderate and larger deadwood and any dead hanging branches from the crown of T5 (Ash) protected by Milton Keynes Council Tree Preservation Order no. PS/540/15/92
Pending

View Planning Timeline

Ownership

Corporate Ownership55.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-06-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density3,992 /km²

Owner Occupied60%

Age Distribution

0-15 19%16-64 59%65+ 22%

View Area Profile

Schools Nearby

Knowles Primary School
0.2 mi
Good
Knowles Nursery School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Premier Academy
0.6 mi
Inspected as Eaton Mill Primary School (URN 110262) on 9 Jul 2009
Bishop Parker Catholic School
0.8 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St. Margarets Court Vicarage Road
-
£161k
-
St. Margarets Court Vicarage Road
-
£115k
-
St. Margarets Court Vicarage Road
-
£175k
-
St. Margarets Court Vicarage Road
-
£155k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN