12 Abbey Road, Simpson, Milton Keynes, MK6 3AE

UPRN:25075169Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

12 Abbey Road, Simpson, Milton Keynes, MK6 3AE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£348,000

£313k - £383kMedium

Estimate

£348k

Range

£313k – £383k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.67%

Verdict

Derived from HomePortfolio scores

12 Abbey Road earns an INVESTIGATE rating with HP Score 47/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

47/ 100

Mixed

Investment Score

58/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

47/ 100

Mixed

Transit & Bike

Transit 11Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£307/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£348,000

Rent Estimate (pcm)£1,750

Gross Yield4.67%

1y Growth-

3y Growth+0.6%

5y Growth+2.4%

10y Growth+3.8%

Last Sold Price£231,000 (2015-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK6 3AE

Approval Rate

-12mo

Development

low

PLN/2026/2132
Variation of condition(s) 1 (Approved Plans) & 3 (Housing Accommodation Schedule) seeking to amend approved plans and substitute approved house types with new types across 5no. plots (relating to permission ref. PLN/2026/0315 Variation of condition 1 (approved plans) seeking the inclusion of a pumping station with ancillary works and to make changes to landscaping (relating to permission ref. PLN/2024/2763 Approval of reserved matters (access, layout, scale, appearance and landscaping) pursuant to outline permission ref. 22/03201/OUT for the development of up to 174 residential dwellings and ancillary features including outdoor community event space and a unit for flexible commercial use (Use Class E))
Pending
PLN/2026/1921
Approval of details required by condition 4 (footpath surfacing materials) of permission ref. PLN/2026/0212
Pending
PLN/2026/1762
Creation of a self-contained studio flat within the existing ground floor of the main dwelling and alterations to windows
Pending

View Planning Timeline

Ownership

Corporate Ownership81.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density873 /km²

Owner Occupied33%

Age Distribution

0-15 24%16-64 66%65+ 10%

View Area Profile

Schools Nearby

Lift Charles Warren
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Langland Community School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Baytul Ilm Secondary School
0.5 mi
Inspected by ISI
The Open University
0.6 mi
-

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Abbey Road
-
£385k
-
12 Abbey Road
-
£231k
-
3 Abbey Road
-
£155k
-
1 Abbey Road
-
£84k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN