2 West Street, Olney, MK46 5HR

UPRN:25077450Detached House4 bedsBuilt 1991-1995

Tenure: -Council Tax: Band GEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£858,000

£687k - £1.03MLow

Estimate

£858k

Range

£687k – £1.03M

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

6.76%

Verdict

Derived from HomePortfolio scores

2 West Street earns an INVESTIGATE rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

72/ 100

High

Transit & Bike

Transit 10Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,750-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £290/mo
Cash on cash: 1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£858,000

Rent Estimate (pcm)£3,100

Gross Yield6.76%

1y Growth+102.0%

3y Growth-3.8%

5y Growth+0.9%

10y Growth+2.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1MK46 5HR

Approval Rate

-12mo

Development

low

PLN/2026/2198
Listed building consent for conversion of existing buildings from offices (use class e(g)(i)) into x5 2-bedroom residential apartments (class C3) (Part Retrospective)
Pending
PLN/2026/2140
Installation of 14 x Photovoltaic (PV) Panels to existing carport roof
Pending
PLN/2026/2137
Proposed new windows and doors, new rear access archway formed in original garage and internal alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership67.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density4,354 /km²

Owner Occupied71%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Olney Infant Academy
0.2 mi
Outstanding
Olney Middle School
0.5 mi
Inspected as Olney Middle School (URN 110352) on 28 Nov 2012
Lavendon School
2.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newton Blossomville Church of England School
2.4 mi
Outstanding

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

46 West Street
-
£450k
-
The Arch, 2C West Street
-
£199k
-
The Arch, 2D West Street
-
£199k
-
The Arch, 2E West Street
-
£239k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN