89 Studley Knapp, Walnut Tree, Milton Keynes, MK7 7NF

UPRN:25080786Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

89 Studley Knapp, Walnut Tree, Milton Keynes, MK7 7NF

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£741,000

£703k - £778kHigh

Estimate

£741k

Range

£703k – £778k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

4.56%

Verdict

Derived from HomePortfolio scores

89 Studley Knapp earns an INVESTIGATE rating with HP Score 76/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

61/ 100

Moderate

Transit & Bike

Transit 32Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,600-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£558/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£741,000

Rent Estimate (pcm)£2,850

Gross Yield4.56%

1y Growth+51.3%

3y Growth+6.6%

5y Growth+4.2%

10y Growth+3.0%

Last Sold Price£332,000 (2004-04-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK7 7NF

Approval Rate

-12mo

Development

low

PLN/2026/2032
Construction of an outbuilding in the rear garden
Pending
PLN/2026/2060
Proposed erection of a single storey side/rear extension
Pending
PLN/2026/1921
Approval of details required by condition 4 (footpath surfacing materials) of permission ref. PLN/2026/0212
Pending

View Planning Timeline