19 Lissel Road, Simpson, Milton Keynes, MK6 3AX

UPRN:25103486Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band FEPC: B (83)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

19 Lissel Road, Simpson, Milton Keynes, MK6 3AX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£628,000

£596k - £659kHigh

Estimate

£628k

Range

£596k – £659k

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

6.80%

Verdict

Derived from HomePortfolio scores

19 Lissel Road earns an INVESTIGATE rating with HP Score 55/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

87/ 100

Elevated

Walkability

43/ 100

Mixed

Transit & Bike

Transit 9Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +4.5% (HIGH), sold-comps -10.9%, £/sqft -10.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 25103486· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 17.2%· as of 19 Oct 2026
Rental economics13.5/40
gross yield 6.8%; range width penalty ×0.94
- valuation_snapshotsrent estimate 3400/mo (range 3200-3650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -162/mo, -5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 383 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
147 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,200-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £329/mo
Cash on cash: 2.0%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 25103486Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 17.2%Valuation edge · as of 19 Oct 2026
valuation_snapshotsrent estimate 3400/mo (range 3200-3650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3400/mo (range 3200-3650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 383 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£628,000

Rent Estimate (pcm)£3,400

Gross Yield6.80%

1y Growth-

3y Growth+0.6%

5y Growth+2.4%

10y Growth+3.8%

Last Sold Price£327,500 (2005-10-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK6 3AX

Approval Rate

-12mo

Development

low

PLN/2026/2132
Variation of condition(s) 1 (Approved Plans) & 3 (Housing Accommodation Schedule) seeking to amend approved plans and substitute approved house types with new types across 5no. plots (relating to permission ref. PLN/2026/0315 Variation of condition 1 (approved plans) seeking the inclusion of a pumping station with ancillary works and to make changes to landscaping (relating to permission ref. PLN/2024/2763 Approval of reserved matters (access, layout, scale, appearance and landscaping) pursuant to outline permission ref. 22/03201/OUT for the development of up to 174 residential dwellings and ancillary features including outdoor community event space and a unit for flexible commercial use (Use Class E))
Pending
PLN/2026/1480
Certificate of lawfulness for proposed laying of semi-permeable grass grid and timber sleeper retaining walls to create parking area in front garden space.
Pending
PLN/2026/1484
Change of use of warehouse and industrial building and adjoining office to indoor sport facility (use class E(d)) including padel courts and an ancillary reception, viewing gallery and café / bar area
Pending

View Planning Timeline

Ownership

Corporate Ownership81.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-10-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,061

Population Density593 /km²

Owner Occupied46%

Age Distribution

0-15 18%16-64 65%65+ 17%

View Area Profile

Schools Nearby

Lift Charles Warren
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Baytul Ilm Secondary School
0.4 mi
Inspected by ISI
Langland Community School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Open University
0.7 mi
-

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Lissel Road
-
£330k
-
3 Lissel Road
-
£365k
-
1 Lissel Road
-
£450k
-
15 Lissel Road
-
£342k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN