9 Style Loke, Barford, Norwich, NR9 4BE

UPRN:2630101604Bungalow Property4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band FEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£923,000

£831k - £1.01MMedium

Estimate

£923k

Range

£831k – £1.01M

Rent Estimate (pcm)

£3,600

£3k - £4k

Monthly

£3,600

Yield

4.55%

Verdict

Derived from HomePortfolio scores

9 Style Loke earns an INVESTIGATE rating with HP Score 64/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (4/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

4/ 100

Low

Transit & Bike

Transit 34Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 2630101604· as of 9 Oct 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.78
- valuation_snapshotsrent estimate 3600/mo (range 3250-4000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,492/mo, -41% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 452 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.9/15
201 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,600/mo

Evidenced range £3,250-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£714/mo
Cash on cash: -2.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 2630101604Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3600/mo (range 3250-4000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3600/mo (range 3250-4000)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 452 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£923,000

Rent Estimate (pcm)£3,600

Gross Yield4.55%

1y Growth-

3y Growth-0.8%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price£425,000 (2009-10-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR9 4BE

Approval Rate

-12mo

Development

low

2026/1510
Details for conditions 2 - Facing Materials & 8 - Archaeology Report of permission 2021/1293
Approved
2025/3248
Upgrade of septic tank with package treatment plant
Unknown
2025/0818
Demolition of porch canopy and erection of porch extension.
Decided

View Planning Timeline

Ownership

Corporate Ownership85.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-10-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,934

Population Density-

Owner Occupied78%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

Barford Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Barnham Broom Church of England Voluntary Aided Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Peter's CofE Primary Academy, Easton
2.4 mi
Good
The Bridge Easton
2.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Style Loke
-
£392k
-
3 Style Loke
-
£375k
-
2 Style Loke
-
£445k
-
11 Style Loke
-
£208k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN