Whispering Beeches, Stocks Hill, Bawburgh, Norwich, NR9 3LJ

UPRN:2630102090Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Whispering Beeches, Stocks Hill, Bawburgh, Norwich, NR9 3LJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£606,000

£575k - £636kHigh

Estimate

£606k

Range

£575k – £636k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

3.55%

Verdict

Derived from HomePortfolio scores

Whispering Beeches earns an INVESTIGATE rating with HP Score 51/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

61/ 100

Elevated

Walkability

13/ 100

Low

Transit & Bike

Transit 39Bike 36

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -31.2% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 2630102090· as of 13 Oct 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.82
- valuation_snapshotsrent estimate 2350/mo (range 2150-2600)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,757/mo, -75% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 48 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
201 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£596,000£914,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£1,056/mo
Cash on cash: -4.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 2630102090Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2350/mo (range 2150-2600)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2150-2600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 48 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£606,000

Rent Estimate (pcm)£2,350

Gross Yield3.55%

1y Growth-

3y Growth-0.8%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price£425,000 (2016-05-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR9 3LJ

Approval Rate

-12mo

Development

low

2026/3214
T1 Ash - Fell, T2 Holly - Fell, T3 Conifer - Fell
Pending
2026/3165
Construction of a single storey porch extension and photovoltaic panels to roof.
Pending
2026/2833
Request for EIA screening Opinion under the Town and Country Planning (Environmental Impact Assessment) Regulations 2017 for installation and operation of a renewable energy generating station comprising ground-mounted photovoltaic solar arrays together with inverter/transformer units, grid connection equipment, underground cabling, storage containers, site access, access gates, internal access tracks, security measures, other ancillary infrastructure, and landscaping and biodiversity enhancements
Approved

View Planning Timeline

Ownership

Corporate Ownership85.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-05-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,934

Population Density177 /km²

Owner Occupied76%

Age Distribution

0-15 18%16-64 60%65+ 22%

View Area Profile

Schools Nearby

The Bawburgh School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Little Melton Primary School
0.7 mi
OutstandingConcerns
Hethersett Woodside Primary & Nursery School
1.4 mi
Requires improvement
Chapel Break Infant School
1.4 mi
Outstanding

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Wisteria Cottage Stocks Hill
-
£125k
-
Whispering Beeches Stocks Hill
-
£425k
-
39 Stocks Hill
-
£250k
-
40 Stocks Hill
-
£196k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN