56 Gurney Road, New Costessey, Norwich, NR5 0HL

UPRN:2630107494Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

56 Gurney Road, New Costessey, Norwich, NR5 0HL

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£420,000

£399k - £441kHigh

Estimate

£420k

Range

£399k – £441k

Rent Estimate (pcm)

£2,600

£3k - £3k

Monthly

£2,600

Yield

7.34%

Verdict

Derived from HomePortfolio scores

56 Gurney Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

59/ 100

Moderate

Transit & Bike

Transit 25Bike 48

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 3 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [AVM -1.2% (HIGH), sold-comps +7.8%, £/sqft +7.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 2630107494· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.3%· as of 7 Nov 2026
Rental economics18.7/40
gross yield 7.3%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2600/mo (range 2500-2750)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -12/mo, -0% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
249 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £319,000

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,500-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £366/mo
Cash on cash: 3.1%
Score at this price: 36

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 2630107494Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.3%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 2600/mo (range 2500-2750)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2500-2750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £319,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£420,000

Rent Estimate (pcm)£2,600

Gross Yield7.34%

1y Growth+4.9%

3y Growth-3.9%

5y Growth+0.1%

10y Growth+2.3%

Last Sold Price£427,000 (2024-12-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR5 0HL

Approval Rate

-12mo

Development

low

2026/3183
Two Robinia trees T1 and T2 current heghts 24m and spread 19m. Reduce height and canopy size by 6m of both trees reduce shading of roof solar panels that will be fitted on 20-11-26.
Pending
26/01072/F
First floor dormer extension.
Pending
2026/2709
Construction of a single-storey rear extension, construction of a new garage for parking and storage and Installation of a rear flat-roof dormer extension
Pending

View Planning Timeline

Ownership

Corporate Ownership82.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-12-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,934

Population Density-

Owner Occupied90%

Age Distribution

0-15 12%16-64 55%65+ 33%

View Area Profile

Schools Nearby

Costessey Primary School
0.3 mi
Good
Banks House School
0.4 mi
Outstanding
Clover Hill VA Infant and Nursery School
0.6 mi
Inspected as Clover Hill Infant School and Nursery (URN 120992) on 17 Feb 2011
Ormiston Victory Academy
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

73 Gurney Road
-
£295k
-
78 Gurney Road
-
£330k
-
54 Gurney Road
-
£488k
-
56 Gurney Road
-
£427k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN