Bridge House, Gillingham Dam, Gillingham, Beccles, NR34 0PA

UPRN:2630120489Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: F (33)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Bridge House, Gillingham Dam, Gillingham, Beccles, NR34 0PA

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£737,000

£700k - £774kHigh

Estimate

£737k

Range

£700k – £774k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

3.12%

Verdict

Derived from HomePortfolio scores

Bridge House earns an INVESTIGATE rating with HP Score 75/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

66/ 100

Moderate

Transit & Bike

Transit 11Bike 46

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -35.7% (HIGH), sold-comps -50.8%, £/sqft -50.9%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 2630120489· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.5%· as of 22 Oct 2026
Rental economics0/40
gross yield 3.1%; range width penalty ×0.78
- valuation_snapshotsrent estimate 2600/mo (range 2300-2850)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,438/mo, -94% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 284 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
249 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£750,000£1,150,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,300-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£1,575/mo
Cash on cash: -5.5%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 2630120489Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.5%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 2600/mo (range 2300-2850)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2300-2850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 284 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£737,000

Rent Estimate (pcm)£2,600

Gross Yield3.12%

1y Growth-

3y Growth-1.5%

5y Growth-1.2%

10y Growth+2.7%

Last Sold Price£665,000 (2021-09-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NR34 0PA

Approval Rate

-12mo

Development

low

DC/26/3893/TCA
1no. Eucalyptus (marked on submitted plan) - Fell
Pending
DC/26/3769/CLP
Certificate of Lawful Use (Proposed) - Removal of a park home and the siting of two park homes
Pending
DC/26/3597/FUL
Part two-storey and part single-storey rear extensions
Pending

View Planning Timeline

Ownership

Corporate Ownership76%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-09-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,934

Population Density86 /km²

Owner Occupied75%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

St Benet's RC Primary School and Nursery
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Albert Pye Community Primary School
0.8 mi
Good
Ravensmere Infant School
0.8 mi
Good
Gillingham St Michael's Church of England Primary Academy
0.9 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bridge House
-
£665k
-
The Moorings
-
£390k
-
Millstones
-
£370k
-
The Moorings
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN