3 Victory Cottages, Colney Lane, Hethersett, Norwich, NR9 3BA

UPRN:2630122933Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: F (32)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

3 Victory Cottages, Colney Lane, Hethersett, Norwich, NR9 3BA

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£313,000

£298k - £329kHigh

Estimate

£313k

Range

£298k – £329k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.57%

Verdict

Derived from HomePortfolio scores

3 Victory Cottages earns an INVESTIGATE rating with HP Score 61/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

17/ 100

Low

Transit & Bike

Transit 41Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£315,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £101,550
Net cash flow: -£232/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£313,000

Rent Estimate (pcm)£1,200

Gross Yield4.57%

1y Growth-

3y Growth-0.8%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price£125,000 (2003-11-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR9 3BA

Approval Rate

-12mo

Development

low

2026/2377
Erection of front single storey extension
Pending
2025/3833
Non-material amendment of 2025/1793 - Reduction in extension size, replace window with bi-fold doors, change to roof materials and addition of 2 No. sky lights
Decided
2025/3093
(T1) Acer psuedoplatanus - Fell (T2) Prunus nigra cerasifera - Fell (T3) Prunus avium. - Rreduce crown spread by 2m from 13.5 to 11.5m, reduce weight on roadside. No height reduction planned (T4) Taxus baccata - reduce crown height by 1.5m from 6m to 4.5 and spread from by 1.5m 5.5m to 4m
Decided

View Planning Timeline