28 Hillcrest Court, Ipswich Road, Pulham Market, Diss, IP21 4YJ

UPRN:2630134532Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: F (28)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

28 Hillcrest Court, Ipswich Road, Pulham Market, Diss, IP21 4YJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£138,000

£131k - £145kHigh

Estimate

£138k

Range

£131k – £145k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

6.46%

Verdict

Derived from HomePortfolio scores

28 Hillcrest Court earns an INVESTIGATE rating with HP Score 57/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 22Bike 30

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 7 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +5.8% (HIGH), sold-comps -6.6%, £/sqft -6.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 2630134532· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 19.6%· as of 24 Oct 2026
Rental economics10.7/40
gross yield 6.5%; range width penalty ×0.91
- valuation_snapshotsrent estimate 700/mo (range 650-750)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -164/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 264 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 7 Nov 2026
Risk & liquidity14.6/15
116 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£97,500£149,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £46/mo
Cash on cash: 1.4%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 2630134532Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 19.6%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 700/mo (range 650-750)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 650-750)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£138,000

Rent Estimate (pcm)£700

Gross Yield6.46%

1y Growth-0.7%

3y Growth-2.5%

5y Growth+0.1%

10y Growth+1.6%

Last Sold Price£135,000 (2025-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP21 4YJ

Approval Rate

-12mo

Development

low

2026/2735
Details for conditions (7) ecology enhancement measures (8) habitat manaement and monitoring plan and approval of details reserved by the Statutory Biodiversity Gain Plan Condition & (11) surface water of 2024/3819
Pending
2026/2736
Variation of conditions (3) removal of manure & (4) siting of muck heap of application 2024/3819 (which consented to the erection of agricultural building) Date of Decision: 31/10/2025
Pending
2026/2734
Non material amendment of 2024/3819 change of roof material to profile cement sheeting, relocation of pedestrian door to the west elevation and adding concrete path to west and south of the building
Conditions

View Planning Timeline

Ownership

Corporate Ownership82.9%
Overseas OwnershipNo
Lease Term Remaining161 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,934

Population Density68 /km²

Owner Occupied70%

Age Distribution

0-15 15%16-64 54%65+ 31%

View Area Profile

Schools Nearby

Tivetshall Community Primary School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Pulham Church of England Primary Academy
1.2 mi
Inspected as Pulham Church of England Primary School (URN 121051) on 10 Jun 2025
Aslacton Primary School
2.7 mi
Inspected as Aslacton Primary School (URN 120779) on 5 Jul 2012
Manor Field Infant and Nursery School
3.1 mi
Inspected as Manor Field Infant and Nursery School (URN 120919) on 22 Nov 2016

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Hillcrest Court
-
£113k
-
6 Hillcrest Court
-
£100k
-
24 Hillcrest Court
-
£110k
-
27 Hillcrest Court
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN